3040 Rambler Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3040 Rambler Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,178 sqft · built 2007
Lot Size	4.83 acres (210,613 sqft)
Owner	Individual Name on File
Last Sale	$800,000 (Dec 2023)
Tax Bill	$6,195 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`97814`

Property Details

APN / Parcel Number

Primary APN	`97814`
Alternative APN	`192631495000010760`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,178 sqft Heated Area
Gross Area	2,754 sqft
1st Floor Area	2,178 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Architectural Style	Mobile/Manufactured
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	210,613 sqft (4.83 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	576 sqft
Deck Area	238 sqft
Patio Area	560 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	97814
Street Address	3040 RAMBLER AVE
City	SAINT CLOUD
State	FL
Zip	34772-8507
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	S L & I C PB B PG 25 LOT 76 LESS BEG AT NE COR OF LOT 76, S 295 FT, N89-43-04W 355.62 FT, N 295.41 FT, S89-38-59E 355.62 FT
Legal Range	31E
Legal Township	26S
Legal Section	19
Legal Subdivision	ST CLOUD MANOR EST 1
Legal Tract	4950
Legal Block	1
Legal Lot Number	76
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1021
Census Tract	43304

Owner

Source: Osceola County records · APN 97814

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3075 RAMBLER AVE, SAINT CLOUD, FL 34772-8501
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Prior Sale	Dec 03, 1996 · Amount on Record
Deed Document Number	0065192458
Deed Book / Page	01638 / 00606
Prior Transfer Date	Jul 20, 1999
Prior Transfer Doc	0163800606
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3040 RAMBLER AVE, SAINT CLOUD, FL 34772-8507
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3040 RAMBLER AVE, SAINT CLOUD, FL 34772-8507

Mortgage

Document Number	0058031043
Date	Sep 30, 2020
Book Page	5803/1043
Instrument	2020131085

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,195.00 (+238.16%)	$395,700 (+211.99%) Land $99,400 Building $296,300	$395,700 (-3.3%) Land $99,400 Building $296,300
2023	$1,832.00 (+5.53%) Homeowner's exemption	$126,830 (+3%)	$409,200 (+12.42%) Land $127,600 Building $281,600
2022	$1,736.00 Homeowner's exemption	$123,136	$364,000 Land $123,800 Building $240,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	About 1 in 427 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.