Osceola County property record for 3111 Rambler Ave, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,787 sqft Living Area |
| Lot Size | 87,599 sqft (2.01 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $595,000 (2021) |
| Tax Bill | $7,916.00 (2024) |
| Primary APN | 19-26-31-4950-0001-1005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,787 sqft Living Area |
| Gross Area | 3,495 sqft Gross Area |
| 1st Floor | 2,787 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 87,599 sqft (2.01 acres) |
| Garage Type | Carport Garage |
| Garage Area | 81 sqft Garage |
| Carport | Carport |
| Carport Area | 81 sqft Carport |
| Shed | 1 Shed |
|---|---|
| Shed Area | 96 sqft Shed |
| Stable | 98 sqft Stable |
| Porch Area | 708 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3111 RAMBLER AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8501 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 25 N 140 FT OF LOT 100 LESS W 12.5 FT |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 1005 |
| Legal Lot Number | 100 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 43304 |
Source: Osceola County records · APN 19-26-31-4950-0001-1005
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3111 RAMBLER AVE, SAINT CLOUD, FL 34772-8501 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORP |
| Aug 30, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ADDITION FINANCIAL CU |
| Feb 07, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL FLORIDA EDUCATORS FCU |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ADDITION FIN'L CU |
| Feb 12, 2018 | Deed of Trust, Mortgage · Line of Credit CENTRAL FL EDUCATORS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 15, 2021 · Amount on Record |
| Deed Sale | Nov 15, 2021 · Amount on Record |
| Prior Sale | Nov 09, 2015 · Amount on Record |
| Deed Doc Number | 2021176460 |
| Deed Book / Page | 6085 / 2412 |
| Prior Transfer Date | Mar 08, 2010 |
| Prior Transfer Doc | 0039611275 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 15, 2021 |
| Property Address | 3111 RAMBLER AVE, SAINT CLOUD, FL 34772-8501 |
| Document Number | 0060852412 |
| Book / Page | 6085 / 2412 |
| Map Reference | MB B PG 25 |
| Instrument Date | Nov 09, 2021 |
| Instrument | 2021176460 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 700546, SAINT CLOUD, FL 34770-0546 |
| Name | Verified Name |
|---|---|
| Address | 3111 RAMBLER AVE, SAINT CLOUD, FL 34772-8501 |
| Document Number | 60852413 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 6085/2413 |
| Name | LENDSURE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3111 RAMBLER AVE, SAINT CLOUD, FL 34772-8501 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3111 RAMBLER AVE, SAINT CLOUD, FL 34772-8501 |
| Document Number | 0060320652 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 6032/652 |
| Instrument | 2021134095 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jul 20, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3111 RAMBLER AVE, SAINT CLOUD, FL 34772-8501 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 3111 RAMBLER AVE, SAINT CLOUD, FL 34772-8501 |
| Document Number | 0059042400 |
|---|---|
| Date | Mar 04, 2021 |
| Book Page | 5904/2400 |
| Instrument | 2021032463 |
| Name | ADDITION FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3111 RAMBLER AVE, SAINT CLOUD, FL 34772-8501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | MORTGAGAE TITLE SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0054732687 |
|---|---|
| Date | Feb 07, 2019 |
| Book Page | 5473/2687 |
| Instrument | 2019016226 |
| Name | CENTRAL FLORIDA EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 06, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3111 RAMBLER AVE, SAINT CLOUD, FL 34772-8501 |
| Document Number | 0058431997 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2020 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3111 RAMBLER AVE ST CLOUD FL 347728501, ST CLOUD, FL 34772-8501 |
| Document Number | 0058431997 |
|---|---|
| Date | Dec 02, 2020 |
| Book Page | 005843/001997 |
| Instrument | 163944 |
| Name | ADDITION FIN'L CU |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3111 RAMBLER AVE, SAINT CLOUD, FL 34772-8501 |
| Document Number | 0052892481 |
| Instrument Date | Feb 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2018 |
| Title Company | MORTGAGE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3111 RAMBLER AVE ST CLOUD FL 347728501, ST CLOUD, FL 34772-8501 |
| Document Number | 0052892481 |
|---|---|
| Date | Feb 21, 2018 |
| Book Page | 005289/002481 |
| Instrument | 30374 |
| Name | CENTRAL FL EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Feb 20, 2053 |
| Rate Type | Adjustable Rate |
|---|
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,194.00 (+3.51%) | $540,000 (+3.71%) Land $101,600 Building $438,400 | $540,000 (+3.71%) Land $101,600 Building $438,400 |
| 2024 | $7,916.00 (+4.74%) | ||
| 2023 | $7,558.00 (+12.99%) | $520,700 (+19.04%) Land $101,600 Building $419,100 | $520,700 (+19.04%) Land $101,600 Building $419,100 |
| 2022 | $6,689.00 | $437,400 Land $80,400 Building $357,000 | $437,400 Land $80,400 Building $357,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 62% of the US · above 36% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 442 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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