3060 Niles Rd, Saint Joseph, MI 49085 Property Records

Berrien County property record for 3060 Niles Rd, Saint Joseph, MI 49085

Property Summary

Property Type	Commercial
Details	3 bd · 2 ba · 1,960 sqft · built 1956
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jul 2018)
Tax Bill	$4,222 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-6070-0011-00-1`

Property Details

APN / Parcel Number

Primary APN	`18-6070-0011-00-1`
Alternative APN	`11-18-6070-0011-00-1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	1,960 sqft Total Area
1st Floor Area	1,960 sqft
Basement Area	1,100 sqft
Unfinished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Raised Ranch
Fire Resistance	Fireproof Steel Frame
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3060 NILES RD
City	SAINT JOSEPH
State	MI
Zip	49085-8608
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B2 - RET/S
Legal Description	LOT 11 PLEASANT VIEW
Legal Subdivision	PLEASANT VIEW
Legal Lot Number	11
Legal Unit	11
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1023
Census Tract	1100

Owner

Source: Berrien County records · APN 18-6070-0011-00-1

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3060 NILES RD, SAINT JOSEPH, MI 49085-8608
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 17, 2018 · Amount on Record
Deed Sale	Jul 17, 2018 · Amount on Record
Prior Sale	Jul 17, 2018 · Amount on Record
Deed Book / Page	3211 / 1836
Transfer Doc	03211/1836
Record Updated	Sep 20, 2026

July 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 17, 2018
Property Address	3060 NILES RD, SAINT JOSEPH, MI 49085-8608
Document Number	03211/1836
Book / Page	3211 / 1836
Map Reference	LB12 PG41
Instrument Date	Jul 12, 2018
Transaction Type	Transfer
Record Updated	Nov 09, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 WISTERIA DR, ASHEVILLE, NC 28804-1624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3600 NILES RD, SAINT JOSEPH, MI 49085-8614

Mortgage

Document Number	0032111838
Date	Jul 17, 2018
Instrument	3211/1838

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2038

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,500 (+23.26%)	$265,000 (+23.26%)
2025	$4,222.00 (-0.26%)	$107,500 (-27.9%)	$215,000 (-27.9%)
2024	$4,233.00 (-17.57%)
2023		$149,100	$298,200
2022	$5,135.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2009–2020)
Claims Outside the SFHA	4 of 5
Most Recent Claim	May 2020 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 274 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.