3012 Niles Rd, Saint Joseph, MI 49085 Property Records

Berrien County property record for 3012 Niles Rd, Saint Joseph, MI 49085 · Last verified June 2026

Property Summary

Property Type	Dental Building
Details	3,604 sqft · built 1985
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on File
Last Sale	$459,000 (Apr 2021)
Tax Bill	$9,033 (2025)
Deeds & Mortgages	Sep 2020 Construction Loan Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-6070-0015-00-7`

Property Details

APN / Parcel Number

Primary APN	`18-6070-0015-00-7`
Alternative APN	`11-18-6070-0015-00-7`

Interior

Units	2 Units
Stories	1 Story
Building Area	3,604 sqft Total Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3012 NILES RD
City	SAINT JOSEPH
State	MI
Zip	49085-8653
Property Category	Commercial
Property Type	Commercial > Office > Dental Building
Legal Description	LOT 15 PLEASANT VIEW
Legal Subdivision	PLEASANT VIEW
Legal Lot Number	15
Legal Unit	15
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1023
Census Tract	1100

Owner

Source: Berrien County records · APN 18-6070-0015-00-7

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3903 DERRY DR, SAINT JOSEPH, MI 49085-8308
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · Construction Mortgage HORIZON BANK
Sep 25, 2020	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
Apr 21, 2021	Deed, Transfer · Commercial Mortgage HORIZON BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	May 08, 2002 · Amount on Record
Deed Book / Page	3324 / 111
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	3012 NILES RD, SAINT JOSEPH, MI 49085-8653
Transaction Type	Mortgage
Record Updated	Nov 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003292/870
Date	Sep 25, 2020
Book Page	3292/870

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 16, 2021

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	3012 NILES RD, SAINT JOSEPH, MI 49085-8653
Transaction Type	Mortgage
Record Updated	Nov 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003292/882
Date	Sep 25, 2020
Book Page	3292/882

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 21, 2021
Property Address	3012 NILES RD, SAINT JOSEPH, MI 49085-8653
Document Number	003324/111
Book / Page	3324 / 111
Map Reference	VOL 12 PG 41
Instrument Date	Apr 16, 2021
Transaction Type	Transfer
Record Updated	Nov 09, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,946.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	655 N GREENBROOK CIR, SAINT JOSEPH, MI 49085-8302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 DERRY DRIVE, SAINT JOSEPH, MI 49085

Mortgage

Document Number	0003324113
Date	Apr 21, 2021
Instrument	3324/113

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 16, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,700 (+16.71%)	$395,400 (+16.71%)
2025	$9,033.00 (+0.01%)
2023		$169,400	$338,800
2022	$9,032.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260210011001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2009–2020)
Claims Outside the SFHA	4 of 5
Most Recent Claim	May 2020, river or lake flooding

Wildfire

Wildfire Risk	Low above 4% of the US · above 9% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 274 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Niles Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures