3078 Niles Rd, Saint Joseph, MI 49085 Property Records

Berrien County property record for 3078 Niles Rd, Saint Joseph, MI 49085 · Last verified June 2026

Property Summary

Property TypeOffice Building
Details1,866 sqft · built 1954
Lot Size0.459 acres (19,994 sqft)
OwnerCompany Name on File
Last Sale$210,000 (Jan 2021)
Tax Bill$6,443 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Mar 2014 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN18-6070-0009-00-7

Property Details

APN / Parcel Number

Primary APN18-6070-0009-00-7
Alternative APN
  • 11-18-6070-0009-00-7

Interior

Stories1 Story
Building Area1,866 sqft Total Area

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Fire ResistanceMasonry Walls, Wood Interior
Lot Area19,994 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3078 NILES RD
CitySAINT JOSEPH
StateMI
Zip49085-8608
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionLOT 9 PLEASANT VIEW
Legal SubdivisionPLEASANT VIEW
Legal Lot Number9
Legal Unit9
JurisdictionBERRIEN MI
Township / Civil DivisionST. JOSEPH
Census Block Group1
Census Block1023
Census Tract1100

Owner

Source: Berrien County records · APN 18-6070-0009-00-7

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2550 NILES RD, SAINT JOSEPH, MI 49085-3270
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Personal Representative Deed, Transfer · Commercial Mortgage
STURGIS BANK & TRUST CO
Mar 17, 2014Warranty Deed, Transfer · Line of Credit
HORIZON BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 19, 2021 · Amount on Record
Deed SaleJan 19, 2021 · Amount on Record
Prior SaleMar 17, 2014 · Amount on Record
Deed Book / Page3309 / 1902
Record UpdatedSep 20, 2026

January 2021: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionBERRIEN MI
Recording DateJan 19, 2021
Property Address3078 NILES RD, SAINT JOSEPH, MI 49085-8608
Document Number03309/1902
Book / Page3309 / 1902
Map ReferenceLB 3065 PG 2580
Instrument DateJan 15, 2021
Transaction TypeTransfer
Record UpdatedJun 05, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,806.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6275 MI STATE ROAD 52, MANCHESTER, MI 48158-9721

Transferred To (Grantee/Buyer)

NameVerified Name
Address2550 NILES RD, SAINT JOSEPH, MI 49085-3270

Mortgage

Document Number0033091904
DateJan 19, 2021
Instrument3309/1904
Lender
NameSTURGIS BANK & TRUST CO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2014: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateMar 17, 2014
Property Address3078 NILES RD, SAINT JOSEPH, MI 49085-8608
Document Number03065/2580
Book / Page3065 / 2580
Map ReferenceLB12 PG41
Instrument DateMar 07, 2014
Transaction TypeTransfer
Record UpdatedJun 05, 2026
Title CompanyFAT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3165 DUNES VALLEY PATH, STEVENSVILLE, MI 49127-9368

Transferred To (Grantee/Buyer)

NameVerified Name
Address2705 NILES RD, SAINT JOSEPH, MI 49085-3314
InvestorPossibly a Property Investor

Mortgage

Document Number03065/2582
DateMar 17, 2014
Book Page3065/2582
Lender
NameHORIZON BANK NA
TypeBank
AddressMICHIGAN CITY, IN 46360
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMar 07, 2019

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionSt. Joseph Charter Township
Unified School DistrictSt. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$126,800 (+12.31%)$253,600 (+12.31%)
2025$6,443.00 (+0.92%)
2023$112,900$225,800
2022$6,384.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260210011001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies8 in force
Nearby Flood Claims5 (2009–2020)
Claims Outside the SFHA4 of 5
Most Recent ClaimMay 2020, river or lake flooding

Wildfire

Wildfire RiskLow
above 4% of the US · above 9% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 274 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
Mercury BroadbandFixed Wireless (licensed-by-rule)150 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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