St. Joseph County property record for 306 West St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,744 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $140,000 (Jan 2021) |
| Tax Bill | $2,084 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-145-054-00 |
| Primary APN | 051-145-054-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,744 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 982 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 306 WEST ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 11 BLK 6. ORIG PLAT CITY OF THREE RIVERS EXC PCL DESC AS: BEG AT NW COR LOT 11 TH S 87D 28M 27S E 4.68 FT TH N 02D 14M 50 |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Block | 6 |
| Legal Lot Number | 11 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 40100 |
Source: St. Joseph County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 306 WEST ST, THREE RIVERS, MI 49093-2222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2021 · Amount on Record |
| Deed Sale | Jan 4, 2021 · Amount on Record |
| Prior Sale | Nov 3, 2015 · Amount on Record |
| Deed Document Number | 202129 |
| Prior Transfer Date | Jan 3, 1996 |
| Prior Transfer Doc | 0747000623 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jan 4, 2021 |
| Property Address | 306 WEST ST, THREE RIVERS, MI 49093-2222 |
| Document Number | 2021000029 |
| Map Reference | LB F PG 28 |
| Instrument Date | Dec 8, 2020 |
| Instrument | 2021000029 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $154.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24236 MORTON ST, 24236, DOWAGIAC, MI 49047-9628 |
| Name | Verified Name |
|---|---|
| Address | 52753 PULVER RD, THREE RIVERS, MI 49093-9730 |
| Date | Jan 4, 2021 |
|---|
| Name | RUOFF MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,800 (+40.03%) | $189,600 (+40.03%) | |
| 2025 | $2,084.00 (-25.3%) Homeowner's exemption | ||
| 2023 | $67,700 Land $3,000 Building $64,700 | $135,400 Land $6,000 Building $129,400 | |
| 2022 | $2,790.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Sep 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures