St. Joseph County property record for 310 West St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,584 sqft · built 1900 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $194,000 (Sep 2025) |
| Tax Bill | $2,266 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-145-053-00 |
| Primary APN | 051-145-053-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 644 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 92 ft deep x 66 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 310 WEST ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 10 EXC W 40 FT BLK 6 ORIG PLAT. CITY OF THREE RIVERS |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Block | 6 |
| Legal Lot Number | 10 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 40100 |
Source: St. Joseph County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 210 MIDDLE ST, THREE RIVERS, MI 49093-1648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 29, 2025 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Nov 21, 2018 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on Record |
| Deed Sale | Sep 29, 2025 · Amount on Record |
| Prior Sale | Nov 21, 2018 · Amount on Record |
| Deed Document Number | 20257656 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Sep 29, 2025 |
| Property Address | 310 WEST ST, THREE RIVERS, MI 49093-2222 |
| Document Number | 2025007656 |
| Instrument Date | Sep 25, 2025 |
| Instrument | 2025007656 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Title Company | TRA |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,455.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 310 WEST ST, THREE RIVERS, MI 49093-2222 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 210 MIDDLE ST, THREE RIVERS, MI 49093-1648 |
| Document Number | 2025007657 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 2025007657 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Number | 2025007658 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 2025007658 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Nov 21, 2018 |
| Property Address | 310 WEST ST, THREE RIVERS, MI 49093-2222 |
| Document Number | 01939/0650 |
| Book / Page | 1939 / 0650 |
| Map Reference | LB F PG28 |
| Instrument Date | Nov 6, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | PATRICK ABSTRACT AND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,014.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 310 WEST ST, 310, THREE RIVERS, MI 49093-2222 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 17861 MUSKRAT RD, THREE RIVERS, MI 49093-9032 |
| Document Number | 0001939651 |
|---|---|
| Date | Nov 21, 2018 |
| Instrument | 1939/651 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,000 (+7.94%) Land $3,500 Building $83,500 | $174,000 (+7.94%) Land $7,000 Building $167,000 | |
| 2025 | $2,266.00 (+2.86%) Homeowner's exemption | $80,600 (+24.96%) Land $3,500 Building $77,100 | $161,200 (+24.96%) Land $7,000 Building $154,200 |
| 2024 | $2,203.00 (+10.21%) | ||
| 2023 | $64,500 Land $3,000 Building $61,500 | $129,000 Land $6,000 Building $123,000 | |
| 2022 | $1,999.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Sep 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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