306 W Main St, Cairo, OH 45820 Property Records

Allen County property record for 306 W Main St, Cairo, OH 45820

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,944 sqft · built 1921
Lot Size0.172 acres (7,492 sqft)
Owner2 Individual Names on Record
Last Sale$80,000 (Oct 2018)
Tax Bill$1,726 (2025)
Deeds & MortgagesOct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-2911-04-032.000

Property Details

APN / Parcel Number

Primary APN27-2911-04-032.000
Alternative APN
  • B1027291104032000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,944 sqft Living Area
Gross Area2,559 sqft
1st Floor Area1,568 sqft
AtticAttic
Attic Area376 sqft
Basement Area580 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1976
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area83 sqft
Deck Area126 sqft
Patio Area126 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address306 W MAIN ST
CityCAIRO
StateOH
Zip45820-6516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA BRENNEMANS ADDITION LOT 122 JOINT TEN FF 50.00
Legal SubdivisionA BRENNEMANS ADDITION
Legal Lot Number122
JurisdictionALLEN OH
Township / Civil DivisionMONROE
Census Block Group1
Census Block1029
Census Tract10200

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address306 W MAIN ST, CAIRO, OH 45820-6516
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2018 · Amount on Record
Deed SaleOct 4, 2018 · Amount on Record
Prior SaleJan 1, 1990
Deed Document Number201811336
Deed Book / Page2018 / 11336
Record UpdatedOct 29, 2026

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEN OH
Recording DateOct 4, 2018
Property Address306 W MAIN ST, CAIRO, OH 45820-6516
Document Number0000011336
Instrument DateSep 17, 2018
Instrument11336
Transaction TypeTransfer
Record UpdatedOct 18, 2018
Title CompanyRESOURCE R/E SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address306 W MAIN ST CAIRO OH 45820, CAIRO, OH 45820

Mortgage

Document Number11337
DateOct 4, 2018
Instrument11337
Lender
NameCONGRESSIONAL BK
TypeBank
AddressBETHESDA, MD 20817
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 3, 2048

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionMonroe Township
MunicipalityCairo Village
Unified School DistrictBath Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,726.00 (-0.58%)$41,760 (-) Land $3,570 Building $38,190$119,300 (-) Land $10,200 Building $109,100
2024$1,736.00 (+24.89%) Homeowner's exemption$41,760 (+41.03%) Land $3,570 Building $38,190$119,300 (+41.02%) Land $10,200 Building $109,100
2023$1,390.00 (-1.7%) Homeowner's exemption$29,610 (-) Land $2,520 Building $27,090
2022$1,414.00 Homeowner's exemption$29,610 Land $2,520 Building $27,090
2021$84,600 Land $7,200 Building $77,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
MetaLINK Technologies
Fixed Wireless
500 / 100
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

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