Allen County property record for 207 W Main St, Cairo, OH 45820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,083 sqft · built 1920 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Individual Name on File |
| Last Sale | $54,000 (Oct 2002) |
| Tax Bill | $1,350 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-3206-02-009.000 |
| Primary APN | 27-3206-02-009.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,083 sqft Living Area |
| 1st Floor Area | 873 sqft |
| Attic | Attic |
| Attic Area | 210 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 207 W MAIN ST |
|---|---|
| City | CAIRO |
| State | OH |
| Zip | 45820-6515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JAMES DOWNINGS ADDITION LOTS 54 & 55 FF 100.00 |
| Legal Subdivision | JAMES DOWNINGS ADDITION |
| Legal Lot Number | 54 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10200 |
207 W Main St is owned and occupied by an individual who bought it in October 2002.
Source: Allen County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 207 W MAIN ST, CAIRO, OH 45820-6515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2002 · Amount on File |
| Deed Sale | Oct 25, 2002 · Amount on File |
| Prior Sale | Oct 16, 1987 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 207 W MAIN ST, CAIRO, OH 45820-6515 |
| Document Number | 0000008417 |
| Instrument Date | Jul 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 275 CAIRO OH 458200275, CAIRO, OH 45820-0275 |
| Document Number | 0000008417 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | 8417 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 15, 2034 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 207 W Main St was $1,350, down 39.2% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Monroe Township |
| Municipality | Cairo Village |
| Unified School District | Bath Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,350.00 (-39.22%) | $32,520 (-) Land $7,110 Building $25,410 | $92,900 (-) Land $20,300 Building $72,600 |
| 2024 | $2,221.00 (+13.55%) Homeowner's exemption | $32,520 (+40.96%) Land $7,110 Building $25,410 | $92,900 Land $20,300 Building $72,600 |
| 2023 | $1,956.00 (-0.31%) Homeowner's exemption | $23,070 (-) Land $5,040 Building $18,030 | |
| 2022 | $1,962.00 Homeowner's exemption | $23,070 Land $5,040 Building $18,030 | |
| 2021 | $65,900 Land $14,400 Building $51,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 207 W Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 207 W Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures