Campbell County property record for 306 Town Square Cir, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,170 sqft · built 1988 |
| Owner | 2 Owner Names on File |
| Last Sale | $210,000 (Feb 2009) |
| Tax Bill | $3,945 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-18-888.00 |
| Primary APN | 999-99-18-888.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,170 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Combination |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Dimensions | 245 ft deep x 99 ft wide |
| Terrain | Combination |
| Garage Type | Attached |
| Garage Area | 447 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999918888.00 |
|---|---|
| Street Address | 306 TOWN SQUARE CIR |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-2178 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 55 SEC 3 STURBRIDGE SUBD |
| Legal Subdivision | STURBRIDGE |
| Legal Phase | 3 |
| Legal Lot Number | 55 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 53100 |
Source: Campbell County assessment roll, as of April 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 306 TOWN SQUARE CIR, COLD SPRING, KY 41076-2178 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| May 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Jun 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED BK & CAP TR CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 4, 2009 · Amount on Record |
| Deed Sale | Feb 4, 2009 · Amount on Record |
| Prior Sale | Mar 10, 2003 · Amount on Record |
| Deed Document Number | 09 02 04 019 00066 |
| Deed Book / Page | 0290 / 650 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 306 TOWN SQUARE CIR, COLD SPRING, KY 41076-2178 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005109335 |
|---|---|
| Date | May 6, 2020 |
| Book Page | M1002/894 |
| Instrument | 5109335 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 306 TOWN SQUARE CIR, COLD SPRING, KY 41076-2178 |
| Document Number | 0005058781 |
| Book / Page | 000938 / 000240 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 306 TOWN SQUARE CIR COLD SPRING KY 410762178, COLD SPRING, KY 41076-2178 |
| Document Number | 0005058781 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 000938/000240 |
| Instrument | 5058781 |
| Name | UNITED BK & CAP TR CO |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 27, 2037 |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,945.00 (+1.02%) | $325,500 (-) Land $50,000 Building $275,500 | $325,500 (-) Land $50,000 Building $275,500 |
| 2023 | $3,905.00 (+29.65%) | $325,500 (+35.06%) Land $50,000 Building $275,500 | $325,500 (+35.06%) Land $50,000 Building $275,500 |
| 2022 | $3,012.00 | $241,000 Land $24,000 Building $217,000 | $241,000 Land $24,000 Building $217,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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