Campbell County property record for 302 Town Square Cir, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,594 sqft · built 1988 |
| Owner | Individual Name on Record |
| Last Sale | $249,000 (Sep 2018) |
| Tax Bill | $3,606 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-18-306.00 |
| Primary APN | 999-99-18-306.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,594 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Dimensions | 190 ft deep x 75 ft wide |
| Terrain | Combination |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999918306.00 |
|---|---|
| Street Address | 302 TOWN SQUARE CIR |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-2178 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 57 SEC 3 STURBRIDGE SUBD |
| Legal Subdivision | STURBRIDGE |
| Legal Phase | 3 |
| Legal Lot Number | 57 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 53100 |
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 302 TOWN SQUARE CIR, COLD SPRING, KY 41076-2178 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| Sep 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Jun 7, 2017 | Warranty Deed, Transfer · FHA Mortgage PACIFIC UNION FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2018 · Amount on Record |
| Deed Sale | Sep 17, 2018 · Amount on Record |
| Prior Sale | May 19, 2008 · Amount on Record |
| Deed Document Number | 5080839 |
| Deed Book / Page | D331 / 104 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 302 TOWN SQUARE CIR, COLD SPRING, KY 41076-2178 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I |
| Name | Verified Name |
|---|
| Document Number | 0005126953 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | M1034/727 |
| Instrument | 5126953 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Sep 17, 2018 |
| Property Address | 302 TOWN SQUARE CIR, COLD SPRING, KY 41076-2178 |
| Document Number | 0005080839 |
| Book / Page | D331 / 104 |
| Map Reference | MB 21-B |
| Instrument Date | Sep 14, 2018 |
| Instrument | 5080839 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | AGILITY CLOSING & TITLE SERV |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $249.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 VALLEY VIEW DR, 16, NEWPORT, KY 41071 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 302 TOWN SQUARE CIR, COLD SPRING, KY 41076-2178 |
| Document Number | 0005080840 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 5080840 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jun 7, 2017 |
| Property Address | 302 TOWN SQUARE CIR, COLD SPRING, KY 41076-2178 |
| Document Number | 0005057713 |
| Book / Page | 000324 / 000388 |
| Instrument Date | May 26, 2017 |
| Instrument | 5057713 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2017 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $238.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 302 TOWN SQUARE CIR COLD SPRING KY 410762178, COLD SPRING, KY 41076-2178 |
| Document Number | 5057714 |
|---|---|
| Date | Jun 7, 2017 |
| Book Page | 000937/000165 |
| Instrument | 5057714 |
| Name | PACIFIC UNION FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 6, 2047 |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,606.00 (+0.98%) | $297,600 (-) Land $40,000 Building $257,600 | $297,600 (-) Land $40,000 Building $257,600 |
| 2023 | $3,571.00 (+14.75%) | $297,600 (+19.52%) Land $40,000 Building $257,600 | $297,600 (+19.52%) Land $40,000 Building $257,600 |
| 2022 | $3,112.00 | $249,000 Land $25,000 Building $224,000 | $249,000 Land $25,000 Building $224,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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