Campbell County property record for 308 Town Square Cir, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,040 sqft · built 1989 |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Aug 2017) |
| Tax Bill | $3,337 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-17-539.00 |
| Primary APN | 999-99-17-539.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Combination |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Dimensions | 225 ft deep x 80 ft wide |
| Terrain | Combination |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999917539.00 |
|---|---|
| Street Address | 308 TOWN SQUARE CIR |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-2178 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 54 SEC 3 STURBRIDGE SUBD |
| Legal Subdivision | STURBRIDGE |
| Legal Phase | 3 |
| Legal Lot Number | 54 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 53100 |
308 Town Square Cir is owned and occupied by two individuals who bought it in August 2017.
Source: Campbell County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 308 TOWN SQUARE CIR, COLD SPRING, KY 41076-2178 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 5, 2017 | Deed of Trust, Mortgage · VA Mortgage POLARIS HOME FUNDING CORP |
| Sep 25, 2020 | Deed of Trust, Mortgage · VA Mortgage POLARIS HOME FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2017 · Amount on File |
| Deed Sale | Aug 1, 2017 · Amount on File |
| Prior Sale | Apr 27, 2001 · Amount on File |
| Deed Document Number | 0000032625 |
| Deed Book / Page | 0273 / 832 |
| Prior Transfer Date | May 12, 2005 |
| Prior Transfer Doc | 05 05 12 019 00243 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 308 TOWN SQUARE CIR, COLD SPRING, KY 41076-2178 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Title Company | INDIANA LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0005062256 |
|---|---|
| Date | Sep 5, 2017 |
| Book Page | M943/122 |
| Instrument | 5062256 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Address | GRANDVILLE, MI 49418 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 308 TOWN SQUARE CIR, COLD SPRING, KY 41076-2178 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005117855 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | M1017/438 |
| Instrument | 5117855 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | GRANDVILLE, MI 49418 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 308 Town Square Cir was $3,337.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,337.00 | $275,400 Land $50,000 Building $225,400 | $275,400 Land $50,000 Building $225,400 |
| 2023 | $3,304.00 (+12.5%) | $275,400 (+17.19%) Land $50,000 Building $225,400 | $275,400 (+17.19%) Land $50,000 Building $225,400 |
| 2022 | $2,937.00 | $235,000 Land $23,300 Building $211,700 | $235,000 Land $23,300 Building $211,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 308 Town Square Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 308 Town Square Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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