306 Tower Rd, Panacea, FL 32346 Property Records

Wakulla County property record for 306 Tower Rd, Panacea, FL 32346 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2003
Square Footage	1,776 sqft Heated Area
Lot Size	43,560 sqft (1 acres)
Occupancy	Owner Occupied
Last Sale	$137,500 (2011)
Tax Bill	$1,846.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-5S-02W-000-03550-021`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,776 sqft Heated Area
Gross Area	2,784 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	43,560 sqft (1 acres)
Driveway	1 Driveway
Driveway Area	1,139 sqft Driveway
Garage Type	Finished Garage
Garage Area	528 sqft Garage
Deck Area	32 sqft Deck
Porch	Open Porch
Porch Area	448 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	306 TOWER RD
City	PANACEA
State	FL
Zip	32346-2215
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	26-5S-02W P-2-21-M-54 A PARCEL IN THE W 1/2 OF THE SE 1/4 OF THE SE 1/4 OF SEC 26 OR 486 P 485/493 OR 542 P 541 OR 860 P 642
Legal Range	02W
Legal Township	05S
Legal Section	26
Jurisdiction	WAKULLA FL
Minor Civil Division	WEST WAKULLA
Census Blockgroup	2
Census Block	2037
Census Tract	10102

Owner

Source: Wakulla County records · APN 26-5S-02W-000-03550-021

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	306 TOWER RD, PANACEA, FL 32346-2215
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 01, 2011 · Amount on Record
Deed Sale	Sep 01, 2011 · Amount on Record
Deed Doc Number	300167
Deed Book / Page	0860 / 0642
Record Refreshed	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKULLA FL
Property Address	306 TOWER RD, PANACEA, FL 32346-2215
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 TOWER RD, PANACEA, FL 32346-2215

Mortgage

Document Number	0000386981
Date	Jan 11, 2021
Book Page	1187/852
Instrument	386981

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 01, 2041

Tax Assessment & Valuation

Source: Wakulla County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Wakulla County
Unified School District	Wakulla County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,846.00 (+4.59%) Homeowner's exemption	$142,849 (+2.9%)	$221,736 (+15.33%) Land $7,500 Building $214,236
2024	$1,765.00 (+2.74%) Homeowner's exemption	$138,823 (+3%)	$192,257 (-1.16%) Land $7,500 Building $184,757
2023	$1,718.00 (+6.84%) Homeowner's exemption	$134,780 (+3%)	$194,518 (+5.65%) Land $7,500 Building $187,018
2022	$1,608.00 Homeowner's exemption	$130,854	$184,117 Land $7,500 Building $176,617

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wakulla County (12129C), updated July 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	19.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	About 1 in 234 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.