Wakulla County property record for 195 Tower Rd, Panacea, FL 32346
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,224 sqft · built 1970 |
| Lot Size | 1.01 acres (43,975 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $37,500 (Jul 2001) |
| Tax Bill | $948 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 26-5S-02W-160-03550-A08 |
| Primary APN | 26-5S-02W-160-03550-A08 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,224 sqft Heated Area |
| Gross Area | 1,662 sqft |
| Interior Walls | Plywood |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Type | Flat |
| Lot Area | 43,975 sqft (1.01 acres) |
| Lot Dimensions | 291 ft deep x 150 ft wide |
| Garage Type | Unfinished |
| Garage Area | 512 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air |
| Street Address | 195 TOWER RD |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2217 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | MAGNOLIA RIDGE BLOCK A LOT 8 OR 59 P 50 & OR 67 P 480-492 OR 109 P 379 OR 174 P 644 OR 311 P 154 OR 415 P 317 OR 415 P 318 |
| Legal Range | 02W |
| Legal Township | 05S |
| Legal Section | 26 |
| Legal Block | A |
| Legal Lot Number | 8 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 10102 |
Source: Wakulla County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 327 REAGAN RD, CAIRO, GA 39827-5734 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2001 · Amount on Record |
| Deed Sale | Jul 27, 2001 · Amount on Record |
| Deed Document Number | 0000415318 |
| Deed Book / Page | 0415 / 0318 |
| Record Updated | Jun 8, 2026 |
Source: Wakulla County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $948.00 (+5.22%) | $43,612 (-1%) Land $10,000 Building $33,612 | $43,612 (-1%) Land $10,000 Building $33,612 |
| 2024 | $901.00 (+9.34%) | $44,054 (+33.81%) Land $10,000 Building $34,054 | $44,054 (+33.81%) Land $10,000 Building $34,054 |
| 2023 | $824.00 (+24.1%) | $32,924 (+45.5%) Land $5,000 Building $27,924 | $32,924 (+45.5%) Land $5,000 Building $27,924 |
| 2022 | $664.00 | $22,628 Land $5,000 Building $17,628 | $22,628 Land $5,000 Building $17,628 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 17.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 132 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 156 units insured incl. 24 condo units |
| Nearby Flood Claims | 23 (1995–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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