Wakulla County property record for 256 Tower Rd, Panacea, FL 32346 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,433 sqft · built 1994 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,766 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 26-5S-02W-000-03550-012 |
| Primary APN | 26-5S-02W-000-03550-012 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,433 sqft Heated Area |
| Gross Area | 1,896 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Porch | Open Porch |
| Porch Area | 415 sqft |
| Deck Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 256 TOWER RD |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 26-5S-2W 6 AC M/L OR 163 P 616 OR 216 P 489 OR 328 P 269 OR 949 P 547 |
| Legal Range | 02W |
| Legal Township | 05S |
| Legal Section | 26 |
| Legal Lot Number | 26 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 10102 |
Source: Wakulla County records · APN 26-5S-02W-000-03550-012
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 833, PANACEA, FL 32346-0833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 22, 2014 |
| Deed Sale | Aug 22, 2014 |
| Deed Document Number | 0000949547 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKULLA FL |
| Property Address | 256 TOWER RD, PANACEA, FL 32346-2214 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000397877 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 1235/186 |
| Instrument | 397877 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: Wakulla County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,766.00 (+27.42%) Homeowner's exemption | $138,960 (+26.03%) | $165,694 (+35.64%) Land $48,000 Building $117,694 |
| 2024 | $1,386.00 (+2.82%) Homeowner's exemption | $110,262 (+3%) | $122,156 (-1.19%) Land $22,500 Building $99,656 |
| 2023 | $1,348.00 (+8.97%) Homeowner's exemption | $107,050 (+3%) | $123,626 (+4.14%) Land $22,500 Building $101,126 |
| 2022 | $1,237.00 Homeowner's exemption | $103,932 | $118,709 Land $22,500 Building $96,209 |
Source: FEMA National Flood Hazard Layer, Wakulla County (12129C), updated July 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121290101022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 18.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 73 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 101 units insured 28 under condo master policies |
| Nearby Flood Claims | 15 (2005–2018) |
| Most Recent Claim | Oct 2018, Hurricane Michael |
| Claims By Storm |
|
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 234 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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