306 Summit St, Red Bud, IL 62278 Property Records

Randolph County property record for 306 Summit St, Red Bud, IL 62278

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,608 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-127-011-00`

Property Details

APN / Parcel Number

Primary APN	`13-127-011-00`

Exterior

Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	306 SUMMIT ST
City	RED BUD
State	IL
Zip	62278-1337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	306/298 2024R01639 (TOD) LOT 26 MC CARTHY ADD TOWN OF RED BUD
Legal Subdivision	MC CARTHY ADD
Legal Lot Number	26
Jurisdiction	RANDOLPH IL
Township / Civil Division	RED BUD
Census Block Group	2
Census Block	2055
Census Tract	950800

Owner

306 Summit St is owned and occupied by two individuals who acquired it in June 2024.

Source: Randolph County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	306 SUMMIT ST, RED BUD, IL 62278-1337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jul 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 17, 2024
Transfer Doc	0000001639
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	306 SUMMIT ST, RED BUD, IL 62278-1337
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R02052
Date	Jul 26, 2023
Instrument	2023R02052

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2053

Interest

Rate Type	Fixed Rate
Rate	9.38%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	306 SUMMIT ST, RED BUD, IL 62278-1337
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R02020
Date	Jul 25, 2023
Instrument	2023R02020

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2043

Interest

Rate Type	Fixed Rate
Rate	6.5%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	306 SUMMIT ST, RED BUD, IL 62278-1337
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R00171
Date	Jan 14, 2021
Instrument	2021R00171

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Dec 22, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 306 Summit St was $2,608 with exemptions applied, up 8.4% from the year before.

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Municipality	Red Bud City
Unified School District	Red Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,608.00 (+8.35%) Homeowner's exemption Senior Citizen's exemption	$54,640 (+6.55%) Land $8,640 Building $46,000	$163,920 (+6.55%) Land $25,920 Building $138,000
2024	$2,407.00 Homeowner's exemption Senior Citizen's exemption	$51,280 Land $8,110 Building $43,170	$153,840 Land $24,330 Building $129,510
2022	$2,018.00 Homeowner's exemption Senior Citizen's exemption	$44,760 Land $7,080 Building $37,680	$134,280 Land $21,240 Building $113,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 306 Summit St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED BUD serves 3,804 people · EPA ID IL1570450
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	6 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2022
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, T-Mobile.

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