302 Summit St, Red Bud, IL 62278 Property Records

Randolph County property record for 302 Summit St, Red Bud, IL 62278

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$132,000 (Nov 2019)
Tax Bill	$2,902 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-127-010-00`

Property Details

APN / Parcel Number

Primary APN	`13-127-010-00`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	302 SUMMIT ST
City	RED BUD
State	IL
Zip	62278-1337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	182/572 2009R03944 2011R02674 2019R03862 LOT 25 MC CARTHY ADDITION
Legal Subdivision	MC CARTHY ADDITION
Legal Lot Number	25
Jurisdiction	RANDOLPH IL
Township / Civil Division	RED BUD
Census Block Group	2
Census Block	2055
Census Tract	950800

Owner

302 Summit St is owned and occupied by two individuals who bought it in November 2019.

Source: Randolph County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	302 SUMMIT ST, RED BUD, IL 62278-1337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · Line of Credit DIETERICH BANK
Nov 19, 2019	Warranty Deed, Transfer · VA Mortgage TOWN & COUNTRY BANC MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2019 · Amount on File
Deed Sale	Nov 19, 2019 · Amount on File
Deed Document Number	20193862
Prior Transfer Date	Jul 27, 2011
Prior Transfer Doc	201102674
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	302 SUMMIT ST, RED BUD, IL 62278-1337
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R03416
Date	Nov 2, 2022
Instrument	2022R03416

Lender

Name	DIETERICH BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 23, 2032

Interest

Rate Type	Fixed Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IL
Recording Date	Nov 19, 2019
Property Address	302 SUMMIT ST, RED BUD, IL 62278-1337
Document Number	2019R03862
Map Reference	VOL H PG 8 9
Instrument Date	Nov 14, 2019
Instrument	2019R03862
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	302 SUMMIT ST, RED BUD, IL 62278-1337

Mortgage

Document Number	2019R03863
Date	Nov 19, 2019
Instrument	2019R03863

Lender

Name	TOWN & COUNTRY BANC MTG SVCS

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 302 Summit St was $2,902 with a homeowner's exemption, up 7.4% from the year before.

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Municipality	Red Bud City
Unified School District	Red Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,902.00 (+7.44%) Homeowner's exemption	$54,555 (+6.55%) Land $8,640 Building $45,915	$163,665 (+6.55%) Land $25,920 Building $137,745
2024	$2,701.00 Homeowner's exemption	$51,200 Land $8,110 Building $43,090	$153,600 Land $24,330 Building $129,270
2022	$2,312.00 Homeowner's exemption	$44,690 Land $7,080 Building $37,610	$134,070 Land $21,240 Building $112,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 302 Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 302 Summit St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED BUD serves 3,804 people · EPA ID IL1570450
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	6 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2022
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, T-Mobile.

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