278 Summit St, Red Bud, IL 62278 Property Records

Randolph County property record for 278 Summit St, Red Bud, IL 62278

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	Trust Name on File
Last Sale	$150,000 (Sep 2017)
Tax Bill	$3,787 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-108-008-00`

Property Details

APN / Parcel Number

Primary APN	`13-108-008-00`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	278 SUMMIT ST
City	RED BUD
State	IL
Zip	62278-1335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	412/01 2014R00970 2017R03329 PT LOT 32 ALL LOT 33 PT LOT 34 SUB DIV KIMZEY'S THIRD ADD
Legal Subdivision	KIMZEY'S THIRD ADD
Legal Lot Number	32-34
Jurisdiction	RANDOLPH IL
Township / Civil Division	RED BUD
Census Block Group	2
Census Block	2053
Census Tract	950800

Owner

278 Summit St is owner-occupied and held in a trust since September 2017.

Source: Randolph County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	278 SUMMIT ST, RED BUD, IL 62278-1335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Sep 13, 2017	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2017 · Amount on File
Deed Sale	Sep 13, 2017 · Amount on File
Deed Document Number	20173329
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	278 SUMMIT ST, RED BUD, IL 62278-1335
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R03488
Date	Nov 9, 2022
Instrument	2022R03488

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2052

Interest

Rate Type	Fixed Rate
Rate	6.88%

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	RANDOLPH IL
Recording Date	Sep 13, 2017
Property Address	278 SUMMIT ST, RED BUD, IL 62278-1335
Document Number	2017R03329
Map Reference	PG 10 11
Instrument Date	Sep 5, 2017
Instrument	2017R03329
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 E BROADWAY, STEELEVILLE, IL 62288-1733

Mortgage

Document Number	2017R03330
Date	Sep 13, 2017
Instrument	2017R03330

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 1, 2022

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 278 Summit St was $3,787 with a homeowner's exemption, up 7.3% from the year before.

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Municipality	Red Bud City
Unified School District	Red Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,787.00 (+7.25%) Homeowner's exemption	$69,355 (+6.56%) Land $10,990 Building $58,365	$208,065 (+6.56%) Land $32,970 Building $175,095
2024	$3,531.00 Homeowner's exemption	$65,085 Land $10,315 Building $54,770	$195,255 Land $30,945 Building $164,310
2022	$3,037.00 Homeowner's exemption	$56,815 Land $9,005 Building $47,810	$170,445 Land $27,015 Building $143,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 278 Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 278 Summit St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED BUD serves 3,804 people · EPA ID IL1570450
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	6 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2022
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, T-Mobile.

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