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306 SE 12th St, Carrabelle, FL 32322 Property Records

Franklin County property record for 306 SE 12th St, Carrabelle, FL 32322

Property Summary

Property TypeMobile Home
Details1,782 sqft · built 1998
Lot Size0.275 acres (11,979 sqft)
OwnerIndividual Name on Record
Tax Bill$310 (2025)
Deeds & MortgagesFeb 2024 Mortgage
May 2022 Mortgage
Flood ZoneZone X (moderate risk)
APN29-07S-04W-4200-0040-0130

Property Details

APN / Parcel Number

Primary APN29-07S-04W-4200-0040-0130

Interior

Building Area1,782 sqft Heated Area
Gross Area1,950 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,979 sqft (0.275 acres)
Lot Dimensions100 ft deep x 120 ft wide
Garage TypeCarport
CarportCarport
PorchOpen Porch
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address306 SE 12TH ST
CityCARRABELLE
StateFL
Zip32322-2445
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionBL 40 40 LOTS 13 & 14 OR RR/296 281/260 358/290
Legal Range04W
Legal Township07S
Legal Section29
Legal Block40
Legal Lot Number13,14 14
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group1
Census Block1039
Census Tract970101

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address306 SE 12TH ST, CARRABELLE, FL 32322-2445
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2024Deed of Trust, Mortgage · FHA Mortgage
DOVENMUEHLE MORTGAGE INC
May 9, 2022Deed of Trust, Mortgage · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address306 SE 12TH ST, CARRABELLE, FL 32322-2445
Transaction TypeMortgage
Record UpdatedMar 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 SE 12TH ST, CARRABELLE, FL 32322-2445

Mortgage

Document Number0019000688
DateFeb 12, 2024
Book Page1384/632
Instrument202419000688
Lender
NameDOVENMUEHLE MORTGAGE INC
TypeMortgage Company
AddressDALLAS, TX 75201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term340 Months
DueJun 1, 2052

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address306 SE 12TH ST, CARRABELLE, FL 32322-2445
Transaction TypeMortgage
Record UpdatedJun 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 SE 12TH ST, CARRABELLE, FL 32322-2445

Mortgage

Document Number0019002818
DateMay 9, 2022
Book Page1335/207
Instrument202219002818
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
MunicipalityCarrabelle City
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$310.00 (+8.01%) Homeowner's exemption$43,548 (+2.9%)$109,203 (-) Land $30,000 Building $79,203
2024$287.00 (+5.13%) Homeowner's exemption$42,321 (+3%)$109,203 (+27.55%) Land $30,000 Building $79,203
2023$273.00 (+6.64%) Homeowner's exemption$41,088 (+3%)$85,619 (+19.78%) Land $30,000 Building $55,619
2022$256.00 Homeowner's exemption$39,891$71,479 Land $30,000 Building $41,479

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies72 units insured
incl. 29 condo units
Nearby Flood Claims7 (2018)
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CARRABELLE WATER SYSTEM
serves 3,690 people · EPA ID FL1190118
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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