McHenry County property record for 306 S Carriage Trl, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 2,215 sqft · built 1991 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $210,000 (Jun 1999) |
| Deeds & Mortgages | Jan 2023 Line of Credit Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-04-230-009 |
| Primary APN | 14-04-230-009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 4 Half Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,215 sqft Living Area |
| Gross Area | 3,480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 8,276 sqft (0.189 acres) |
| Garage Type | Attached |
| Garage Area | 776 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 306 S CARRIAGE TRL |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-5400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 1999R0039974 LT 9 BLK 3 WINDING CREEK FIVE UNIT 1 |
| Legal Range | 08E |
| Legal Township | 44N |
| Legal Section | 04 |
| Legal Subdivision | WINDING CREEK |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Legal Unit | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 870813 |
The current owner of 306 S Carriage Trl bought it in June 1999.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 306 S CARRIAGE TRL, MCHENRY, IL 60050-5400 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2023 | Deed of Trust, Mortgage · Line of Credit ADVIA CU |
| Sep 13, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 1999 · Amount on File |
| Deed Sale | Jun 1, 1999 · Amount on File |
| Deed Document Number | 1999R0039974 |
| Deed Book / Page | 1404 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 306 S CARRIAGE TRL, MCHENRY, IL 60050-5400 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000001626 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 2023R0001626 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 22, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 306 S CARRIAGE TRL, MCHENRY, IL 60050-5400 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000049993 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021R0049993 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 26, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Disabled Person's exemption | $82,785 Land $18,357 Building $64,428 | $248,355 Land $55,071 Building $193,284 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 306 S Carriage Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 306 S Carriage Trl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCHENRY serves 22,335 people · EPA ID IL1110600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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