301 S Carriage Trl, McHenry, IL 60050 Property Records

McHenry County property record for 301 S Carriage Trl, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,944 sqft · built 1998
Lot Size	0.3 acres (13,068 sqft)
Owner	Trust Name on File
Tax Bill	$7,229 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-04-230-001`

Property Details

APN / Parcel Number

Primary APN	`14-04-230-001`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,944 sqft Living Area
1st Floor Area	1,031 sqft
Basement Area	601 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces
Deck Area	343 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	301 S CARRIAGE TRL
City	MCHENRY
State	IL
Zip	60050-5400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0017773 LT 1 BLK 3 WINDING CREEK FIVE UNIT 1 MEMO: STRIP OF CRYSTAL LAKE ROAD DEDICATED PER DOC 148819 MEMO: CALHOON, ROBIN A TR - 1/2 INT/ CALHOON, JAMES M TR - 1/2 INT
Legal Subdivision	WINDING CREEK FIVE UNIT 1
Legal Tract	1
Legal Block	3
Legal Lot Number	1
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1014
Census Tract	870813

Owner

301 S Carriage Trl is held in a trust since March 2020.

Source: McHenry County records, as of June 30, 2025

Owner of Record	Trust Name on File
Mailing Address	301 S CARRIAGE TRL, MCHENRY, IL 60050-5400
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 27, 2019	Deed of Trust, Mortgage · VA Mortgage STEARNS LENDING LLC
May 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 10, 2020	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2020
Deed Sale	Mar 10, 2020
Prior Sale	Dec 2, 2014
Deed Document Number	20208502
Prior Transfer Date	Mar 2, 2020
Prior Transfer Doc	0000008502
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	301 S CARRIAGE TRL, MCHENRY, IL 60050-5400
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010546
Date	Feb 25, 2021
Instrument	2021R0010546

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	ST THOMAS, VI 0805

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	301 S CARRIAGE TRL, MCHENRY, IL 60050-5400
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019118
Date	Jun 27, 2019
Instrument	2019R0019118

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate	4.37%

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	May 21, 2020
Property Address	301 S CARRIAGE TRL, MCHENRY, IL 60050-5400
Document Number	0000017773
Instrument Date	May 8, 2020
Instrument	17773
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	301 S CARRIAGE TRL MCHENRY IL 600505400, MCHENRY, IL 60050-5400

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Mar 10, 2020
Property Address	301 S CARRIAGE TRL, MCHENRY, IL 60050-5400
Document Number	0000008502
Map Reference	DOC 88R7813
Instrument Date	Mar 2, 2020
Instrument	2020R0008502
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	301 S CARRIAGE TRL, MCHENRY, IL 60050-5400

Mortgage

Document Number	0000008503
Date	Mar 10, 2020
Instrument	2020R0008503

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 12, 2019
Property Address	301 S CARRIAGE TRL, MCHENRY, IL 60050-5400
Document Number	0000021309
Instrument Date	Jul 12, 2019
Instrument	21309
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	301 S CARRIAGE TRL MCHENRY IL 600505400, MCHENRY, IL 60050-5400

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	May 30, 2019
Property Address	301 S CARRIAGE TRL, MCHENRY, IL 60050-5400
Document Number	0000015185
Instrument Date	May 29, 2019
Instrument	15185
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	301 S CARRIAGE TRL MCHENRY IL 600505400, MCHENRY, IL 60050-5400

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,229.00	$101,891 Land $22,383 Building $79,508	$305,673 Land $67,149 Building $238,524
2022	Homeowner's exemption	$81,337 Land $18,357 Building $62,980	$244,011 Land $55,071 Building $188,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 301 S Carriage Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 301 S Carriage Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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