305 S Carriage Trl, McHenry, IL 60050 Property Records

McHenry County property record for 305 S Carriage Trl, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,620 sqft · built 1999
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Company Names on File
Last Sale	$355,000 (Sep 2025)
Tax Bill	$6,287 (2024)
Deeds & Mortgages	Jul 2026 Sale Sep 2025 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-04-230-003`

Property Details

APN / Parcel Number

Primary APN	`14-04-230-003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Basement Area	1,620 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	305 S CARRIAGE TRL
City	MCHENRY
State	IL
Zip	60050-5400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0023263 LT 3 BLK 3 WINDING CREEK FIVE UNIT 1 MEMO: STRIP OF CRYSTAL LAKE ROAD DEDICATED PER DOC 148819
Legal Subdivision	WINDING CREEK FIVE UNIT 1
Legal Block	3
Legal Lot Number	3
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1014
Census Tract	870813

Owner

305 S Carriage Trl is owned by a company that acquired it in July 2026.

Source: McHenry County records, as of August 7, 2026

Owner of Record	2 Company Names on File
Mailing Address	305 S CARRIAGE TRL, MCHENRY, IL 60050-5400
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed, Transfer CHICAGO TITLE W, CHICAGO TITLE
Sep 10, 2025	Deed, Transfer CHICAGO TITLE COMPANY
Jun 30, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
May 3, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 17, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2025 · Amount on File
Deed Sale	Sep 10, 2025 · Amount on File
Prior Sale	Mar 5, 2014 · Amount on File
Deed Document Number	202524733
Last Transfer Date	Jul 24, 2026
Transfer Doc	0000021403
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 27, 2026
Property Address	305 S CARRIAGE TRL, MCHENRY, IL 60050-5400
Document Number	0000021403
Instrument Date	Jul 24, 2026
Instrument	202621403
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	305 S CARRIAGE TRL, MCHENRY, IL 60050-5400

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 10, 2025
Property Address	305 S CARRIAGE TRL, MCHENRY, IL 60050-5400
Document Number	0000024733
Map Reference	DOC 88R7813
Instrument Date	Sep 8, 2025
Instrument	2025R0024733
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$355.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 S CARRIAGE TRL, MCHENRY, IL 60050-5400

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	305 S CARFIAGE TRAIL, MCHENRY, IL 60050-5400

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Jun 30, 2022
Property Address	305 S CARRIAGE TRL, MCHENRY, IL 60050-5400
Document Number	0000023263
Map Reference	DOC 88R78130
Instrument Date	Jun 24, 2022
Instrument	2022R0023263
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	305 S CARRIAGE TRL, MCHENRY, IL 60050-5400

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	305 S CARRIAGE TRL, MCHENRY, IL 60050-5400
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012238
Date	May 3, 2019
Instrument	2019R0012238

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	305 S CARRIAGE TRL, MCHENRY, IL 60050-5400
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014987
Date	Apr 29, 2020
Instrument	2020R0014987

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate
Rate	3.12%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Jun 17, 2021
Property Address	305 S CARRIAGE TRL, MCHENRY, IL 60050-5400
Document Number	0000032945
Map Reference	DOC 88R7813
Instrument Date	Apr 27, 2021
Instrument	2021R0032945
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	305 S CARRIAGE TRL, MCHENRY, IL 60050-5400

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,287.00 Homeowner's exemption	$90,701 Land $22,383 Building $68,318	$272,103 Land $67,149 Building $204,954
2022	Homeowner's exemption	$80,163 Land $18,357 Building $61,806	$240,489 Land $55,071 Building $185,418

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 S Carriage Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 305 S Carriage Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on S Carriage Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures