306 S 3rd Ave, Chenoa, IL 61726 Property Records

McLean County property record for 306 S 3rd Ave, Chenoa, IL 61726

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,502 sqft · built 1879
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on File
Last Sale$90,000 (Mar 2023)
Tax Bill$2,796 (2024)
Deeds & MortgagesMay 2024 Mortgage
Mar 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN03-01-363-006

Property Details

APN / Parcel Number

Primary APN03-01-363-006

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,502 sqft Living Area
1st Floor Area1,502 sqft

Exterior

Year BuiltBuilt 1879
Effective Year BuiltEffective 1879
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area16,117 sqft (0.37 acres)
Garage TypeDetached
Garage Area792 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address306 S 3RD AVE
CityCHENOA
StateIL
Zip61726-1209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMILTONS 1ST ADD TO EAST CHEMOA N20 LOT 4 & S1/2 LOT 1 BLK 23
Legal SubdivisionHAMILTONS 1ST ADD
Legal Block23
Legal Lot Number4,1
JurisdictionMCLEAN IL
Township / Civil DivisionCHENOA
Census Block Group1
Census Block1052
Census Tract5700

Owner

Source: McLean County records · APN 03-01-363-006

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address306 S 3RD AVE, CHENOA, IL 61726-1209
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 02, 2024Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Mar 30, 2023Executor's Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
Sep 19, 2020Deed of Trust, Mortgage · Line of Credit
HEARTLAND BANK & TRUST CO
Mar 23, 2020Deed of Trust, Mortgage · Closed-End Mortgage
STATE BANK OF GRAYMONT
Feb 20, 2020Deed of Trust, Mortgage · Closed-End Mortgage
STATE BANK OF GRAYMONT

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 30, 2023 · Amount on Record
Deed SaleMar 30, 2023 · Amount on Record
Deed Document Number20234025
Record UpdatedJun 08, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address306 S 3RD AVE, CHENOA, IL 61726-1209
Transaction TypeMortgage
Record UpdatedMay 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202400005367
DateMay 02, 2024
Instrument2024-00005367
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2054
Interest
Rate6.87%

March 2023: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionMCLEAN IL
Recording DateMar 30, 2023
Property Address306 S 3RD AVE, CHENOA, IL 61726-1209
Document Number202300004025
Instrument DateMar 27, 2023
Instrument2023-00004025
Transaction TypeTransfer
Record UpdatedApr 07, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$90.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address306 S 3RD AVE, CHENOA, IL 61726-1209

Mortgage

Document Number202300004026
DateMar 30, 2023
Instrument2023-00004026
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053
Interest
Rate6.5%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address306 S 3RD AVE, CHENOA, IL 61726-1209
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000019110
DateSep 19, 2020
Instrument2020-00019110
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
AddressEL PASO, IL 61738
Agreement
TypeLine of Credit
AmountAmount Recorded

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address306 S 3RD AVE, CHENOA, IL 61726-1209
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000005033
DateMar 23, 2020
Instrument2020-00005033
Lender
NameSTATE BANK OF GRAYMONT
TypeBank
AddressPONTIAC, IL 61764
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address306 S 3RD AVE, CHENOA, IL 61726-1209
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000003121
DateFeb 20, 2020
Instrument2020-00003121
Lender
NameSTATE BANK OF GRAYMONT
TypeBank
AddressPONTIAC, IL 61764
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionChenoa Township
MunicipalityChenoa City
Unified School DistrictPrairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$39,540 (+20.7%) Land $6,963 Building $32,577$118,620 (+20.7%) Land $20,889 Building $97,731
2024$2,796.00 (-10.38%)
2023$3,120.00$32,760 Land $5,769 Building $26,991$98,280 Land $17,307 Building $80,973

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), as of June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130057001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1986)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 1986 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
MCC Network Services
Fiber
8,000 / 8,000
Mediacom Communications
Cable · Fiber in parts of the area
1,000 / 50
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, Benton Ridge Telephone Company, Verizon.

Based on FCC filings for 312 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1130300, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHENOA
serves 1,800 people
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2023
Treatment and ProcedureCorrosion control
Apr 2023
Lead public education
Mar 2023
Lead service line replacement
Oct 2019
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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