109 S 3rd Ave, Chenoa, IL 61726 Property Records

McLean County property record for 109 S 3rd Ave, Chenoa, IL 61726

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,035 sqft · built 1880
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$98,000 (Jan 2024)
Tax Bill	$1,485 (2024)
Deeds & Mortgages	Jan 2024 Sale & Mortgage May 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-01-357-002`

Property Details

APN / Parcel Number

Primary APN	`03-01-357-002`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,035 sqft Living Area
1st Floor Area	1,035 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	109 S 3RD AVE
City	CHENOA
State	IL
Zip	61726-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMILTONS 1ST ADD TO EAST CHNOA S80 LOT 2 BLK 16
Legal Subdivision	HAMILTONS 1ST ADD
Legal Block	16
Legal Lot Number	2
Jurisdiction	MCLEAN IL
Township / Civil Division	CHENOA
Census Block Group	1
Census Block	1040
Census Tract	5700

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	109 S 3RD AVE, CHENOA, IL 61726-1204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
May 22, 2018	Warranty Deed, Transfer · Line of Credit STATE BANK OF GRAYMONT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2024 · Amount on Record
Deed Sale	Jan 25, 2024 · Amount on Record
Prior Sale	May 22, 2018 · Amount on Record
Deed Document Number	20241090
Prior Transfer Date	Dec 13, 2001
Prior Transfer Doc	0000011788
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 25, 2024
Property Address	109 S 3RD AVE, CHENOA, IL 61726-1204
Document Number	202400001090
Instrument Date	Jan 23, 2024
Instrument	2024-00001090
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 S 3RD AVE, CHENOA, IL 61726-1204

Mortgage

Document Number	202400001091
Date	Jan 25, 2024
Instrument	2024-00001091

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 22, 2018
Property Address	109 S 3RD AVE, CHENOA, IL 61726-1204
Document Number	201800008007
Instrument Date	May 15, 2018
Instrument	2018-00008007
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 S 3RD AVE, CHENOA, IL 61726-1204

Mortgage

Document Number	201800008008
Date	May 22, 2018
Instrument	2018-00008008

Lender

Name	STATE BANK OF GRAYMONT
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Chenoa Township
Municipality	Chenoa City
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,407 (+42.09%) Land $5,455 Building $22,952	$85,221 (+42.09%) Land $16,365 Building $68,856
2024	$1,485.00 (+11.49%)
2023	$1,332.00 (+24.72%)	$19,992 (+17.01%) Land $4,520 Building $15,472	$59,976 (+17.01%) Land $13,560 Building $46,416
2022	$1,068.00	$17,085 Land $4,233 Building $12,852	$51,255 Land $12,699 Building $38,556

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1986 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHENOA serves 1,800 people · EPA ID IL1130300
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	Corrosion control Apr 2023 Lead public education Mar 2023 Lead service line replacement Oct 2019
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon, Watch TV.

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