125 S 3rd Ave, Chenoa, IL 61726 Property Records

McLean County property record for 125 S 3rd Ave, Chenoa, IL 61726

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 998 sqft · built 1884
Lot Size	0.23 acres (10,018 sqft)
Owner	Individual Name on File
Last Sale	$38,000 (Aug 2021)
Tax Bill	$1,443 (2024)
Deeds & Mortgages	Aug 2021 Line of Credit Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-01-357-004`

Property Details

APN / Parcel Number

Primary APN	`03-01-357-004`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	998 sqft Living Area
1st Floor Area	1,672 sqft
2nd Floor Area	1,012 sqft

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1884
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	125 S 3RD AVE
City	CHENOA
State	IL
Zip	61726-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMILTONS 1ST ADD TO EAST CHENOA (EX E50) S90 LOT 3 BLK 16
Legal Subdivision	HAMILTONS 1ST ADD
Legal Block	16
Legal Lot Number	3
Jurisdiction	MCLEAN IL
Township / Civil Division	CHENOA
Census Block Group	1
Census Block	1040
Census Tract	5700

Owner

125 S 3rd Ave is owned by an individual who bought it in August 2021.

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	603 WARREN ST, CHENOA, IL 61726-1255
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2021	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Mar 29, 2022	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Aug 30, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2021 · Amount on File
Deed Sale	Aug 30, 2021 · Amount on File
Prior Sale	Sep 21, 2005 · Amount on File
Deed Document Number	202120995
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	125 S 3RD AVE, CHENOA, IL 61726-1204
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100019763
Date	Aug 14, 2021
Instrument	2021-00019763

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	EL PASO, IL 61738

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	125 S 3RD AVE, CHENOA, IL 61726-1204
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200005749
Date	Mar 29, 2022
Instrument	2022-00005749

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	EL PASO, IL 61738

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 30, 2021
Property Address	125 S 3RD AVE, CHENOA, IL 61726-1204
Document Number	202100020995
Instrument Date	Aug 11, 2021
Instrument	2021-00020995
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$57.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 WARREN ST, CHENOA, IL 61726-1255

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Chenoa Township
Municipality	Chenoa City
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,972 Land $5,010 Building $11,962	$50,916 Land $15,030 Building $35,886
2024	$1,443.00 (+7.77%)
2023	$1,339.00	$14,062 Land $4,151 Building $9,911	$42,186 Land $12,453 Building $29,733

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 125 S 3rd Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1986 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 S 3rd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHENOA serves 1,800 people · EPA ID IL1130300
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	Corrosion control Apr 2023 Lead public education Mar 2023 Lead service line replacement Oct 2019
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon, Watch TV.

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