306 Rugged Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 306 Rugged Dr, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,045 sqft · built 2007
Lot Size	1.73 acres (75,533 sqft)
Owner	Individual Name on File
Tax Bill	$13,555 (2025)
Deeds & Mortgages	Oct 2025 Sale Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R238896`

Property Details

APN / Parcel Number

Primary APN	`R238896`
Alternative APNs	`72629790100100111` `238896`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,045 sqft Living Area
Gross Area	5,488 sqft
1st Floor Area	4,045 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	75,533 sqft
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	74 sqft
Patio Area	501 sqft
Canopy	960 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	306 RUGGED DR
City	RED OAK
State	TX
Zip	75154-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK A MERAZ ADDN 1.734 AC
Legal Subdivision	MERAZ ADDN
Legal Block	A
Legal Lot Number	1
Jurisdiction	ELLIS TX
Township / Civil Division	FERRIS
Census Block Group	1
Census Block	1002
Census Tract	60103

Owner

306 Rugged Dr is owned by an individual who acquired it in October 2025.

Source: Ellis County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	2135 LAKE ESTATES DR, ROCKWALL, TX 75032-7007
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Warranty Deed, Transfer INDEPENDENCE TITLE
Jan 20, 2020	Deed of Trust, Mortgage SUPREME LNDG
Sep 29, 2017	Warranty Deed, Transfer GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2025
Deed Sale	Oct 21, 2025
Prior Sale	Sep 29, 2017 · Amount on File
Deed Document Number	202535245
Prior Transfer Date	Sep 27, 2017
Prior Transfer Doc	0000027978
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Oct 21, 2025
Property Address	306 RUGGED DR, RED OAK, TX 75154-3003
Document Number	0002535245
Map Reference	VOL H PG 349
Instrument Date	Oct 21, 2025
Instrument	2535245
Transaction Type	Transfer
Record Updated	Nov 13, 2025
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2135 LAKE ESTATES DR, ROCKWALL, TX 75032-7007

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	306 RUGGED DR, RED OAK, TX 75154-3003
Document Number	0000002705
Instrument Date	Jan 20, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	306 RUGGED DR RED OAK TX 751543003, RED OAK, TX 75154-3003

Mortgage

Document Number	0000002705
Date	Jan 27, 2020
Instrument	2705

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 26, 2035

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Sep 29, 2017
Property Address	306 RUGGED DR, RED OAK, TX 75154-3003
Document Number	0000027978
Instrument Date	Sep 27, 2017
Instrument	27978
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	306 RUGGED DR RED OAK TX 751543003, RED OAK, TX 75154-3003

Mortgage

Document Number	27979
Date	Sep 29, 2017
Instrument	27979

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 306 Rugged Dr was $13,555, up 5.6% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Red Oak City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,008,120 (+35.8%) Land $147,500 Building $860,620	$1,008,120 (+31.9%) Land $147,500 Building $860,620
2025	$13,555.00 (+5.6%) Homeowner's exemption Additional exemption filed	$742,348 Land $147,500 Building $616,797	$764,297 Land $147,500 Building $616,797
2024	$12,836.00 (+3.11%)
2023	$12,449.00 Homeowner's exemption Additional exemption filed	$776,150 Land $130,000 Building $646,150	$776,150 Land $130,000 Building $646,150
2018	$10,451.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 Rugged Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2018–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Rugged Dr is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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