201 Rugged Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 201 Rugged Dr, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,738 sqft · built 1973
Lot Size	0.75 acres (32,670 sqft)
Owner	Company Name on Record
Tax Bill	$8,563 (2025)
Deeds & Mortgages	Aug 2020 Loan Modification Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R187808`

Property Details

APN / Parcel Number

Primary APN	`R187808`
Alternative APNs	`72070100001600111` `00204890100100111` `313191` `187808`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,738 sqft Living Area
Gross Area	2,754 sqft
1st Floor Area	1,558 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Attached
Garage Area	952 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	64 sqft
Canopy	360 sqft
Storage Building	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	201 RUGGED DR
City	RED OAK
State	TX
Zip	75154-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK A ADVANCE EMPIRE ADDN 0.75 AC
Legal Subdivision	ADVANCE EMPIRE ADDN
Legal Block	A
Legal Lot Number	1
Jurisdiction	ELLIS TX
Township / Civil Division	FERRIS
Census Block Group	1
Census Block	1004
Census Tract	60103

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	130 STEEL DUST DR, RED OAK, TX 75154-5441
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Loan Modification, Mortgage COMMUNITY NAT'L BK&TR/TX
Jul 15, 2019	Deed of Trust, Mortgage COMMUNITY NAT'L BK&TR/TX

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELLIS TX
Property Address	201 RUGGED DR, RED OAK, TX 75154-3004
Document Number	0000035317
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	130 STEEL DUST DR RED OAK TX 751545441, RED OAK, TX 75154-5441

Mortgage

Document Number	0000035317
Date	Sep 30, 2020
Instrument	35317

Lender

Name	COMMUNITY NAT'L BK&TR/TX
Type	Bank
Address	CORSICANA, TX 75151

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 29, 2021

Interest

Rate	7.25%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	201 RUGGED DR, RED OAK, TX 75154-3004
Document Number	0000021296
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	103 RUGGED DR RED OAK TX 751543006, RED OAK, TX 75154-3006

Mortgage

Document Number	0000021296
Date	Jul 26, 2019
Instrument	21296

Lender

Name	COMMUNITY NAT'L BK&TR/TX
Type	Bank
Address	RED OAK, TX 75154

Agreement

Amount	Amount Recorded

Interest

Rate	10%

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Red Oak City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,000 (-55.85%) Land $108,000 Building $78,000	$186,000 (-55.85%) Land $108,000 Building $78,000
2025	$8,563.00 (-3.26%)	$421,323 (+6.66%) Land $147,500 Building $273,823	$421,323 (+6.66%) Land $147,500 Building $273,823
2024	$8,852.00 (+8%)
2023	$8,196.00 (+248.17%)	$395,000 Land $130,000 Building $265,000	$395,000 Land $130,000 Building $265,000
2018	$2,354.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2018–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink, Rise Broadband.

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