202 Rugged Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 202 Rugged Dr, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,113 sqft · built 1999
Lot Size	3.47 acres (151,197 sqft)
Owner	Individual Name on Record
Last Sale	$522,500 (Jul 2021)
Tax Bill	$5,801 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`R215811`

Property Details

APN / Parcel Number

Primary APN	`R215811`
Alternative APNs	`72070100005100111` `215811`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,113 sqft Living Area
Gross Area	2,807 sqft
1st Floor Area	2,113 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	151,197 sqft
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	434 sqft
Storage Building	224 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	202 RUGGED DR
City	RED OAK
State	TX
Zip	75154-3002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	701 WM MORGAN 3.471 ACRES
Legal Subdivision	WM MORGAN
Jurisdiction	ELLIS TX
Township / Civil Division	FERRIS
Census Block Group	1
Census Block	1002
Census Tract	60103

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	202 RUGGED DR, RED OAK, TX 75154-3002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Vendor's Lien, Transfer · Conventional Mortgage SFMC LP
Feb 9, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2021 · Amount on Record
Deed Sale	Jul 20, 2021 · Amount on Record
Prior Sale	Feb 9, 2021
Deed Document Number	202131695
Prior Transfer Date	Jul 19, 2021
Prior Transfer Doc	0000031695
Record Updated	Sep 20, 2026

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Jul 20, 2021
Property Address	202 RUGGED DR, RED OAK, TX 75154-3002
Document Number	2131695
Map Reference	DOC 2105832
Instrument Date	Jul 19, 2021
Instrument	2131695
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 RUGGED DR, RED OAK, TX 75154-3002

Mortgage

Document Number	2131696
Date	Jul 20, 2021
Instrument	2131696

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ELLIS TX
Recording Date	Feb 9, 2021
Property Address	202 RUGGED DR, RED OAK, TX 75154-3002
Document Number	2105832
Instrument Date	Nov 6, 2020
Instrument	2105832
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 RUGGED DR, 202, RED OAK, TX 75154-3002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1061 E WOODRIDGE RD, WAXAHACHIE, TX 75165-7001

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Red Oak City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$464,094 (-7.18%) Land $190,000 Building $274,094	$464,094 (-7.18%) Land $190,000 Building $274,094
2025	$5,801.00 (-44.16%) Homeowner's exemption Senior Citizen's exemption	$500,007 (-4.3%) Land $190,000 Building $310,007	$500,007 (-4.3%) Land $190,000 Building $310,007
2024	$10,389.00 (-4.17%)
2023	$10,841.00 (+230.72%)	$522,458 Land $190,000 Building $332,458	$522,458 Land $190,000 Building $332,458
2018	$3,278.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2018–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink, Rise Broadband.

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