306 Rubrum Dr, Hillsborough, NC 27278 Property Records

Orange County property record for 306 Rubrum Dr, Hillsborough, NC 27278

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,834 sqft · built 2016
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$246,000 (Jul 2019)
Tax Bill	$4,757 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9873-35-0816`

Property Details

APN / Parcel Number

Primary APN	`9873-35-0816`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,834 sqft Living Area
Gross Area	3,138 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2019
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	306 RUBRUM DR
City	HILLSBOROUGH
State	NC
Zip	27278-8129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	53 PH 2 WATERSTONE TERRACES P115/95-99
Legal Subdivision	WATERSTONE
Legal Phase	2
Jurisdiction	ORANGE NC
Township / Civil Division	HILLSBOROUGH
Census Block Group	2
Census Block	2019
Census Tract	10902

Owner

Source: Orange County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	510 CASTLEWOOD TRL, CHATTANOOGA, TN 37421-5302
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 1, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 8, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Prior Sale	Mar 8, 2018 · Amount on Record
Deed Document Number	201930003269
Deed Book / Page	6617 / 1606
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	306 RUBRUM DR, HILLSBOROUGH, NC 27278-8129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66841377
Date	Oct 16, 2020
Book Page	6684/1377
Instrument	30031973

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Jul 1, 2019
Property Address	306 RUBRUM DR, HILLSBOROUGH, NC 27278-8129
Document Number	66171606
Book / Page	6617 / 1606
Map Reference	MB 115 PG 95-99
Instrument Date	May 31, 2019
Instrument	30003269
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$492.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 RUBRUM DR, HILLSBOROUGH, NC 27278-8129

Mortgage

Document Number	30003270
Date	Jul 1, 2019
Instrument	30003270

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE NC
Recording Date	Mar 8, 2018
Property Address	306 RUBRUM DR, HILLSBOROUGH, NC 27278-8129
Document Number	6433449
Book / Page	006433 / 000449
Instrument Date	Mar 8, 2018
Instrument	41890
Transaction Type	Transfer
Record Updated	May 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$458.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	306 RUBRUM DR HILLSBOROUGH NC 272788129, HILLSBOROUGH, NC 27278-8129

Mortgage

Document Number	6433451
Date	Mar 8, 2018
Book Page	006433/000451
Instrument	41900

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Municipality	Hillsborough Town
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,757.00 (+3.89%)	$376,700 (-) Land $125,000 Building $251,700	$376,700 (-) Land $125,000 Building $251,700
2025	$4,579.00 (+25.66%)	$376,700 (+56.31%) Land $125,000 Building $251,700	$376,700 (+56.31%) Land $125,000 Building $251,700
2023	$3,644.00	$241,000 Land $45,000 Building $196,000	$241,000 Land $45,000 Building $196,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HILLSBOROUGH serves 14,006 people · EPA ID NC0368015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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