303 Rubrum Dr, Hillsborough, NC 27278 Property Records

Orange County property record for 303 Rubrum Dr, Hillsborough, NC 27278

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,176 sqft · built 2016
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Oct 2023)
Tax Bill	$6,278 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`9873-35-1857`

Property Details

APN / Parcel Number

Primary APN	`9873-35-1857`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,176 sqft Living Area
Gross Area	4,644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2019
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	303 RUBRUM DR
City	HILLSBOROUGH
State	NC
Zip	27278-8129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30 PH 2 WATERSTONE TERRACES P115/95-99
Legal Subdivision	WATERSTONE
Legal Phase	2
Jurisdiction	ORANGE NC
Township / Civil Division	HILLSBOROUGH
Census Block Group	2
Census Block	2018
Census Tract	10902

Owner

303 Rubrum Dr is owned and occupied by an individual who bought it in October 2023.

Source: Orange County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	303 RUBRUM DR, HILLSBOROUGH, NC 27278-8129
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Apr 12, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 13, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage NFM INC
Sep 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
May 5, 2017	Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2023 · Amount on File
Deed Sale	Oct 13, 2023 · Amount on File
Prior Sale	Jul 30, 2021 · Amount on File
Deed Document Number	202330094567
Deed Book / Page	6829 / 1907
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	303 RUBRUM DR, HILLSBOROUGH, NC 27278-8129
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 RUBRUM DR, HILLSBOROUGH, NC 27278-8129

Mortgage

Document Number	0006900922
Date	Dec 19, 2025
Book Page	6900/922
Instrument	30127108

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.45%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	5 Years
Min Rate At Change	3.45%
Max Rate At Change	7.45%
Index	5-Year CMT
Margin	2
Max Rate	11.4%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	303 RUBRUM DR, HILLSBOROUGH, NC 27278-8129
Transaction Type	Mortgage
Record Updated	May 6, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006843826
Date	Apr 12, 2024
Book Page	6843/826
Instrument	30101120

Lender

Name	DISCOVER BANK
Type	Bank
Address	502 E MARKET ST, GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Oct 13, 2023
Property Address	303 RUBRUM DR, HILLSBOROUGH, NC 27278-8129
Document Number	0068291907
Book / Page	6829 / 1907
Map Reference	MB 115 PG 95-99
Instrument Date	Oct 13, 2023
Instrument	30094567
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 5TH AVE N, NORTH MYRTLE BEACH, SC 29582-2946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 RUBRUM DR, HILLSBOROUGH, NC 27278-8129

Mortgage

Document Number	0068291909
Date	Oct 13, 2023
Instrument	6829/1909

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Nov 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	5-Year TN
Max Rate	12.3%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Jul 30, 2021
Property Address	303 RUBRUM DR, HILLSBOROUGH, NC 27278-8129
Document Number	6737214
Book / Page	6737 / 214
Map Reference	MB 115 PG 95-99
Instrument Date	Jul 29, 2021
Instrument	30053687
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$718.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 RUBRUM DR, HILLSBOROUGH, NC 27278-8129

Mortgage

Document Number	6737216
Date	Jul 30, 2021
Instrument	6737/216

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	303 RUBRUM DR, HILLSBOROUGH, NC 27278-8129
Document Number	6627631
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Oct 5, 2019
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	303 RUBRUM DR HILLSBOROUGH NC 272788129, HILLSBOROUGH, NC 27278-8129

Mortgage

Document Number	6627631
Date	Sep 18, 2019
Book Page	006627/000631
Instrument	30007645

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2049

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	May 5, 2017
Property Address	303 RUBRUM DR, HILLSBOROUGH, NC 27278-8129
Document Number	6299118
Book / Page	6299 / 118
Map Reference	MB 115 PG 95-99
Instrument Date	May 5, 2017
Instrument	20170505000084520
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$616.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5711 SIX FORKS RD # RD300, 5711, RALEIGH, NC 27609-3890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 RUBRUM DR, HILLSBOROUGH, NC 27278-8129

Mortgage

Document Number	20170505000084530
Date	May 5, 2017
Instrument	20170505000084530

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 303 Rubrum Dr was $6,278, up 3.8% from the year before.

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Municipality	Hillsborough Town
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,278.00 (+3.84%)	$504,100 (-) Land $156,300 Building $347,800	$504,100 (-) Land $156,300 Building $347,800
2025	$6,046.00	$504,100 Land $156,300 Building $347,800	$504,100 Land $156,300 Building $347,800
2023	$4,290.00	$286,400 Land $56,300 Building $230,100	$286,400 Land $56,300 Building $230,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 Rubrum Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 Rubrum Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HILLSBOROUGH serves 14,006 people · EPA ID NC0368015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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