265 Rubrum Dr, Hillsborough, NC 27278 Property Records

Orange County property record for 265 Rubrum Dr, Hillsborough, NC 27278

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,652 sqft · built 2017
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$236,000 (May 2018)
Tax Bill	$4,577 (2026)
Deeds & Mortgages	Nov 2020 Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9873-35-1955`

Property Details

APN / Parcel Number

Primary APN	`9873-35-1955`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,652 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2020
Lot Area	1,742 sqft (0.04 acres)

Location & Zoning

Street Address	265 RUBRUM DR
City	HILLSBOROUGH
State	NC
Zip	27278-8113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28 PH 2 WATERSTONE TERRACES P115/95-99
Legal Subdivision	WATERSTONE
Legal Phase	2
Jurisdiction	ORANGE NC
Township / Civil Division	HILLSBOROUGH
Census Block Group	2
Census Block	2018
Census Tract	10902

Owner

Source: Orange County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	265 RUBRUM DR, HILLSBOROUGH, NC 27278-8113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Quit Claim Deed, Transfer AGORA LNDG
May 29, 2018	Special Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 28, 2017	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2018 · Amount on Record
Deed Sale	May 29, 2018 · Amount on Record
Prior Sale	Apr 28, 2017 · Amount on Record
Deed Document Number	201897190
Deed Book / Page	6469 / 496
Last Transfer Date	Oct 28, 2020
Transfer Doc	66872386
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE NC
Recording Date	Nov 3, 2020
Property Address	265 RUBRUM DR, HILLSBOROUGH, NC 27278-8113
Document Number	66872386
Book / Page	006687 / 002386
Instrument Date	Oct 28, 2020
Instrument	30033317
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 RUBRUM DR HILLSBOROUGH NC 272788113, HILLSBOROUGH, NC 27278-8113

Mortgage

Document Number	66872389
Date	Nov 3, 2020
Book Page	006687/002389
Instrument	30033318

Lender

Name	AGORA LNDG
Address	SAN FRANCISCO, CA 94108

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 2, 2035

May 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	May 29, 2018
Property Address	265 RUBRUM DR, HILLSBOROUGH, NC 27278-8113
Document Number	0006469496
Book / Page	6469 / 496
Map Reference	MB115 PG95-99
Instrument Date	May 25, 2018
Instrument	20180529000097190
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5711 SIX FORKS RD # RD300, 5711, RALEIGH, NC 27609-3890

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	265 RUBRUM DR, HILLSBOROUGH, NC 27278-8113

Mortgage

Document Number	20180529000097200
Date	May 29, 2018
Instrument	20180529000097200

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NC
Property Address	265 RUBRUM DR, HILLSBOROUGH, NC 27278-8113
Document Number	629671
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1405 OLD ALABAMA RD #200 ROSWELL GA 300762168, 200, ROSWELL, GA 30076-2168
Investor	Possibly a Property Investor

Mortgage

Document Number	629671
Date	Apr 28, 2017
Book Page	006296/000071

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DALLAS, TX 75202

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Municipality	Hillsborough Town
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,577.00 (+3.88%)	$361,600 (-) Land $125,000 Building $236,600	$361,600 (-) Land $125,000 Building $236,600
2025	$4,406.00 (+24.64%)	$361,600 (+54.99%) Land $125,000 Building $236,600	$361,600 (+54.99%) Land $125,000 Building $236,600
2023	$3,535.00	$233,300 Land $45,000 Building $188,300	$233,300 Land $45,000 Building $188,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HILLSBOROUGH serves 14,006 people · EPA ID NC0368015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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