302 Royal Oak Dr, Steger, IL 60475 Property Records

Cook County property record for 302 Royal Oak Dr, Steger, IL 60475

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,339 sqft · built 2001
Lot Size	1 acres (43,603 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Oct 2014)
Deeds & Mortgages	Apr 2026 Transfer Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-35-303-002`

Property Details

APN / Parcel Number

Primary APN	`32-35-303-002`
Alternative APN	`32-35-303-002-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,339 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	43,603 sqft
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	302 ROYAL OAK DR
City	STEGER
State	IL
Zip	60475-5974
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	14E
Legal Township	35N
Legal Section	35
Legal Subdivision	ROYAL OAKS ESTATES
Legal Lot Number	2
Jurisdiction	COOK IL
Township / Civil Division	BLOOM
Census Block Group	3
Census Block	3037
Census Tract	829700

Owner

Source: Cook County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 ROYAL OAK DR, STEGER, IL 60475-5974
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 13, 2020	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MTG
Sep 3, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2014 · Amount on Record
Deed Sale	Oct 3, 2014 · Amount on Record
Prior Sale	Aug 22, 2002 · Amount on Record
Deed Document Number	201434010
Last Transfer Date	Apr 3, 2026
Transfer Doc	0000025033
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Apr 13, 2026
Property Address	302 ROYAL OAK DR, STEGER, IL 60475-5974
Document Number	0000025033
Instrument Date	Apr 3, 2026
Instrument	202625033
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	302 ROYAL OAK DR, STEGER, IL 60475-5974

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	302 ROYAL OAK DR, STEGER, IL 60475-5974
Document Number	2024706306
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	PRAIRIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	302 ROYAL OAK DR STEGER IL 604755974, STEGER, IL 60475-5974

Mortgage

Document Number	2024706306
Date	Sep 3, 2020
Instrument	24706306

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	302 ROYAL OAK DR, STEGER, IL 60475-5974
Document Number	1925549073
Instrument Date	Sep 3, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 ROYAL OAK DR STEGER IL 604755974, STEGER, IL 60475-5974

Mortgage

Document Number	1925549073
Date	Sep 12, 2019
Instrument	25549073

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bloom Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,363 (+43.25%) Land $7,631 Building $32,732	$403,630 (+43.25%) Land $76,310 Building $327,320
2022	Homeowner's exemption	$28,177 Land $6,540 Building $21,637	$281,770 Land $65,400 Building $216,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	15 (1979–2008)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Oct 2008 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 99.2% of Illinois
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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