306 McCumber St, Buchanan, MI 49107 Property Records

Berrien County property record for 306 McCumber St, Buchanan, MI 49107

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,052 sqft · built 1920
Lot Size0.182 acres (7,928 sqft)
OwnerIndividual Name on Record
Last Sale$53,000 (May 1999)
Tax Bill$1,557 (2025)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN58-4950-0003-00-5

Property Details

APN / Parcel Number

Primary APN58-4950-0003-00-5
Alternative APN
  • 11-58-4950-0003-00-5

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,052 sqft Living Area
1st Floor Area1,052 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Lot Area7,928 sqft (0.182 acres)
Lot Dimensions132 ft deep x 60 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address306 MCCUMBER ST
CityBUCHANAN
StateMI
Zip49107-1133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 SIN
Legal DescriptionLOT 3 MC CUMBERS ADD TO CITY OF BUCHANAN
Legal SubdivisionMC CUMBERS ADD
Legal Lot Number3
Legal Unit3
JurisdictionBERRIEN MI
Township / Civil DivisionBUCHANAN
Census Block Group6
Census Block6000
Census Tract20200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Buchanan North and West Neighborhoods Historic District
listed 2011 · 575 contributing resources · NRIS 11000863

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address306 MCCUMBER ST, BUCHANAN, MI 49107-1133
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 1999 · Amount on Record
Deed SaleMay 14, 1999 · Amount on Record
Prior SaleAug 23, 1991 · Amount on Record
Deed Book / Page1972 / 935
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address306 MCCUMBER ST, BUCHANAN, MI 49107-1133
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03219/1092
DateOct 9, 2018
Book Page3219/1092
Lender
NameUNITED FCU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 25, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalityBuchanan City
Unified School DistrictBuchanan Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$67,000 (+29.59%)$134,000 (+29.59%)
2025$1,557.00 (+7.83%)
2023$51,700$103,400
2022$1,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUCHANAN
serves 4,871 people · EPA ID MI0000960
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Mercury Fiber.

Nearby Properties on McCumber St

Nearby Streets

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