305 McCumber St, Buchanan, MI 49107 Property Records

Berrien County property record for 305 McCumber St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 1964
Lot Size	0.364 acres (15,856 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Dec 2020)
Tax Bill	$2,301 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58-4950-0018-01-1`

Property Details

APN / Parcel Number

Primary APN	`58-4950-0018-01-1`
Alternative APN	`11-58-4950-0018-01-1`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	15,856 sqft (0.364 acres)
Lot Dimensions	132 ft deep x 120 ft wide
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	305 MCCUMBER ST
City	BUCHANAN
State	MI
Zip	49107-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	LOTS 18 & 19 MC CUMBERS ADD TO CITY OF BUCHANAN
Legal Subdivision	MC CUMBERS ADD
Legal Lot Number	18-19
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	6
Census Block	6000
Census Tract	20200

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 MCCUMBER ST, BUCHANAN, MI 49107-1132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Deed Book / Page	3304 / 759
Record Updated	Oct 29, 2026

December 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 11, 2020
Property Address	305 MCCUMBER ST, BUCHANAN, MI 49107-1132
Document Number	003304/759
Book / Page	3304 / 759
Map Reference	LB 7 PG 6
Instrument Date	Dec 1, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 CROMWELL STREET, PORTAGE, MI 49024

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	305 MCCUMBER ST, BUCHANAN, MI 49107-1132

Mortgage

Document Number	0003304761
Date	Dec 11, 2020
Instrument	3304/761

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,800 (+49.2%)	$185,600 (+49.2%)
2025	$2,301.00 (+7.98%)
2023		$62,200	$124,400
2022	$2,131.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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