306 Madison St, Waterloo, NE 68069 Property Records

Douglas County property record for 306 Madison St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 920 sqft · built 1954
Lot Size	0.188 acres (8,184 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Aug 2026)
Tax Bill	$2,612 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`1299-0000-24`

Property Details

APN / Parcel Number

Primary APN	`1299-0000-24`
Alternative APNs	`R2412990000` `2412990000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	920 sqft Living Area
Gross Area	944 sqft
1st Floor Area	920 sqft
Basement Area	920 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,184 sqft (0.188 acres)
Lot Dimensions	124 ft deep x 66 ft wide
Garage Type	Carport
Garage Area	624 sqft
Carport	Carport
Carport Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	144 sqft
Deck Area	110 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2412990000
Street Address	306 MADISON ST
City	WATERLOO
State	NE
Zip	68069-2117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERLOO-TOWN OF- LOT 8 BLOCK 22 66 X 124
Legal Subdivision	WATERLOOTOWN OF
Legal Block	22
Legal Lot Number	8
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2057
Census Tract	7508

Owner

Source: Douglas County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	306 MADISON ST, WATERLOO, NE 68069-2117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jul 20, 2020	Warranty Deed, Transfer AMERICAN INTERSTATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2026 · Amount on Record
Deed Sale	Aug 24, 2026 · Amount on Record
Prior Sale	Jul 20, 2020 · Amount on Record
Deed Document Number	202674659
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Aug 24, 2026
Property Address	306 MADISON ST, WATERLOO, NE 68069-2117
Document Number	0000074659
Instrument Date	Aug 12, 2026
Instrument	202674659
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	RTS TITLE AND ESCROW, RTS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$77,123.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 MADISON ST, WATERLOO, NE 68069-2117

Mortgage

Document Number	0000074660,
Date	Aug 24, 2026
Instrument	202674660

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jul 20, 2020
Property Address	306 MADISON ST, WATERLOO, NE 68069-2117
Document Number	2020075246
Instrument Date	Jul 13, 2020
Instrument	2020075246
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	OMAHA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12100 W CENTER RD STE 501, 501, OMAHA, NE 68144-3960

Mortgage

Document Number	2020075247
Date	Jul 20, 2020
Instrument	2020075247

Lender

Name	AMERICAN INTERSTATE BANK
Type	Bank
Address	ELKHORN, NE 68022

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jul 16, 2021

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Waterloo Village
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,612.00 (+10.68%)	$195,800 (+18.67%) Land $21,200 Building $174,600	$195,800 (+18.67%) Land $21,200 Building $174,600
2024	$2,360.00 (-12.82%)
2023	$2,707.00 (-1.1%)	$165,000 Land $21,200 Building $143,800	$165,000 Land $21,200 Building $143,800
2022	$2,737.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	38 (1978–2024)
Claims Outside the SFHA	2 of 38
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF WATERLOO serves 962 people · EPA ID NE3105517
Water Source	Purchased surface water from METROPOLITAN UTILITIES DISTRICT
Last State Inspection	Oct 2025
Lead	12 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 200
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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