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209 Madison St, Waterloo, NE 68069 Property Records

Douglas County property record for 209 Madison St, Waterloo, NE 68069

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,822 sqft · built 2024
Lot Size0.606 acres (26,421 sqft)
OwnerIndividual Name on Record
Last Sale$63,000 (Jul 2021)
Tax Bill$418 (2024)
Deeds & MortgagesOct 2024 Construction Loan
Jul 2021 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APNR1231320762

Property Details

APN / Parcel Number

Primary APNR1231320762
Alternative APNs
  • 3132 0762 12
  • 1231320762

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,822 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area26,421 sqft (0.606 acres)
Garage TypeAttached
Garage Area1,474 sqft
Parking Spaces5 Parking Spaces
PorchPorch
Porch Area338 sqft
Storage Building440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR1231320762
Street Address209 MADISON ST
CityWATERLOO
StateNE
Zip68069-2086
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHALLS ADDITION LOT 7 BLOCK 0 LOT 7 26421 SQFT
Legal SubdivisionHALLS ADDITION
Legal Lot Number7
JurisdictionDOUGLAS NE
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2084
Census Tract7508

Owner

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address409 3RD ST, WATERLOO, NE 68069-9518
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2024Deed of Trust, Mortgage · Construction Mortgage
FARM CREDIT MID AMERICA FLCA
Jul 22, 2021Warranty Deed, Transfer · Conventional Mortgage
UNION BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2021 · Amount on Record
Deed SaleJul 22, 2021 · Amount on Record
Deed Document Number2021096425
Record UpdatedJun 8, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS NE
Property Address209 MADISON ST, WATERLOO, NE 68069-2086
Transaction TypeMortgage
Record UpdatedNov 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 3RD ST, WATERLOO, NE 68069-9518

Mortgage

Document Number0000076076
DateOct 24, 2024
Instrument2024076076
Lender
NameFARM CREDIT MID AMERICA FLCA
TypeBank
AddressLOUISVILLE, KY 40299
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDOUGLAS NE
Recording DateJul 22, 2021
Property Address209 MADISON ST, WATERLOO, NE 68069-2086
Document Number0000096425
Instrument DateJul 12, 2021
Instrument2021096425
Transaction TypeTransfer
Record UpdatedNov 18, 2025
Title CompanyCLEAR TITLE AND ABSTRACT LLC, CLEAR TITLE & ABSTRACT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$141.75
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000096426
DateJul 22, 2021
Instrument2021096426
Lender
NameUNION BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term24 Months
DueJul 21, 2023

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateNebraska
CountyDouglas County
MunicipalityWaterloo Village
Unified School DistrictDouglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$238,500 (+652.37%) Land $31,700 Building $206,800$238,500 (+652.37%) Land $31,700 Building $206,800
2024$418.00 (-19.62%)
2023$520.00 (-8.61%)$31,700 Land $31,700$31,700 Land $31,700
2022$569.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 57 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims38 (1978–2024)
Claims Outside the SFHA2 of 38
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2019 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Nextlink
Fixed Wireless		500 / 200
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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