Douglas County property record for 301 Madison St, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,694 sqft · built 1890 |
| Lot Size | 1.39 acres (60,636 sqft) |
| Owner | Individual Name on File |
| Last Sale | $560,000 (Nov 2023) |
| Tax Bill | $4,980 (2024) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | R1231320760 |
| Primary APN | R1231320760 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,694 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 60,636 sqft (1.39 acres) |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
| Porch Area | 620 sqft |
| Deck Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1231320760 |
|---|---|
| Street Address | 301 MADISON ST |
| City | WATERLOO |
| State | NE |
| Zip | 68069-2118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HALLS ADDITION LOT 6 BLOCK 0 LOT 6 60657 SQFT |
| Legal Subdivision | HALLS ADDITION |
| Legal Lot Number | 6 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2084 |
| Census Tract | 7508 |
301 Madison St is owned and occupied by an individual who bought it in November 2023.
Source: Douglas County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 301 MADISON ST, WATERLOO, NE 68069-2118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage ACCESS BANK |
| Jan 20, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERICAN INTERSTATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2023 · Amount on File |
| Deed Sale | Nov 6, 2023 · Amount on File |
| Deed Document Number | 2023083893 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Nov 6, 2023 |
| Property Address | 301 MADISON ST, WATERLOO, NE 68069-2118 |
| Document Number | 0000083893 |
| Instrument Date | Oct 26, 2023 |
| Instrument | 2023083893 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2023 |
| Title Company | AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0000083894 |
|---|---|
| Date | Nov 6, 2023 |
| Instrument | 2023083894 |
| Name | ACCESS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 301 MADISON ST, WATERLOO, NE 68069-2118 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000008488 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021008488 |
| Name | AMERICAN INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | ELKHORN, NE 68022 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Douglas County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Municipality | Waterloo Village |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $413,700 Land $42,000 Building $371,700 | $413,700 Land $42,000 Building $371,700 | |
| 2024 | $4,980.00 (+11.38%) | ||
| 2023 | $4,471.00 (+2.45%) | $272,500 Land $42,000 Building $230,500 | $272,500 Land $42,000 Building $230,500 |
| 2022 | $4,364.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 301 Madison St in Zone X, where a levee reduces flood risk, though there have been 38 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 57 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 38 (1978–2024) |
| Claims Outside the SFHA | 2 of 38 |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 301 Madison St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 200 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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