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306 E Wernsing Ave, Effingham, IL 62401 Property Records

Effingham County property record for 306 E Wernsing Ave, Effingham, IL 62401 · Last verified August 2023

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1972
Square Footage973 sqft Base Area
Lot Size5,663 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$75,000 (2017)
Tax Bill$1,760.00 (2022)

Property Details

APN / Parcel Number

Primary APN03-16-059-058

Interior

Building Area973 sqft Base Area
Stories1 Stories

Exterior

Year BuiltBuilt 1972
Construction TypeFrame Construction
Lot Area5,663 sqft (0.13 acres)

Location & Zoning

Street Address306 E WERNSING AVE
CityEFFINGHAM
StateIL
Zip62401-4030
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT A BLK 4 SUB LOTS 1 THRU 5 VILLAGE OF PARKS GLENN 3302/305 2196/23 1888/34 831/164 568/248
Legal SubdivisionVILLAGE OF PARKS GLENN
Legal Block4
Legal Lot NumberA
JurisdictionEFFINGHAM IL
Minor Civil DivisionDOUGLAS
Census Blockgroup3
Census Block3011
Census Tract950600

Owner

Source: Effingham County records · APN 03-16-059-058

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address306 E WERNSING AVE, EFFINGHAM, IL 62401-4030
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 11, 2023Deed of Trust, Mortgage · Line of Credit
MIDLAND STATES BANK
May 26, 2017Warranty Deed, Transfer · Conventional Mortgage
DIETERICH BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 26, 2017 · Amount on Record
Deed SaleMay 26, 2017 · Amount on Record
Prior SaleJan 13, 2006 · Amount on Record
Deed Doc Number201701702302
Deed Book / Page3302 / 305
Record RefreshedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionEFFINGHAM IL
Recording DateJul 14, 2026
Property Address306 E WERNSING AVE, EFFINGHAM, IL 62401-4030
Document Number0000002577
Instrument DateJul 02, 2026
Instrument20262577
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address2000 S BANKER ST, EFFINGHAM, IL 62401-2811

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address306 E WERNSING AVE, EFFINGHAM, IL 62401-4030
Transaction TypeMortgage
Record UpdatedFeb 08, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 E WERNSING AVE, EFFINGHAM, IL 62401-4030

Mortgage

Document Number202323003318
DateOct 11, 2023
Instrument202323003318
Lender
NameMIDLAND STATES BANK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueSep 08, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateMay 26, 2017
Property Address306 E WERNSING AVE, EFFINGHAM, IL 62401-4030
Document Number3302/305
Book / Page3302 / 305
Map ReferencePL 3 PG 100
Instrument DateMay 26, 2017
Instrument201701702302
Transaction TypeTransfer
Record UpdatedAug 05, 2021
Title CompanyTHE TITLE CENTER/FL, THE TITLE CENTER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$112.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 E WERNSING AVE, EFFINGHAM, IL 62401-4030

Mortgage

Document Number201701702303
DateMay 26, 2017
Instrument201701702303
Lender
NameDIETERICH BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022$1,760.00 Homeowner's exemption$32,850 Land $6,420 Building $26,430$98,550 Land $19,260 Building $79,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 71% of Illinois
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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