306 E Terminal Blvd, Atlantic Beach, NC 28512 Property Records

Carteret County property record for 306 E Terminal Blvd, Atlantic Beach, NC 28512

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,300 sqft · built 2020
Lot Size0.11 acres (4,792 sqft)
Owner2 Owner Names on Record
Last Sale$300,000 (Nov 2007)
Tax Bill$2,759 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Jul 2019 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN6385.13.03.9084000

Property Details

APN / Parcel Number

Primary APN6385.13.03.9084000
Alternative APNs
  • 440952
  • 30581

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,300 sqft Heated Area
Gross Area1,560 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Architectural StyleOther
Exterior MaterialVinyl
Foundation TypePile
Roof TypeHip
Roof MaterialMetal
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
PorchPorch
Deck Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number30581
Street Address306 E TERMINAL BLVD
CityATLANTIC BEACH
StateNC
Zip28512-5464
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA2
Legal DescriptionL15 BJ ATLANTIC BEACH
Legal SubdivisionATLANTIC BEACH
Legal BlockJ
Legal Lot Number15
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group1
Census Block1029
Census Tract971103

Owner

Source: Carteret County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing AddressPO BOX 1112, ATLANTIC BEACH, NC 28512-1112

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2024Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Jul 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Jul 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 26, 2007 · Amount on Record
Deed SaleNov 26, 2007 · Amount on Record
Deed Document Number0001248371
Deed Book / Page1248 / 371
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address306 E TERMINAL BLVD, ATLANTIC BEACH, NC 28512-5464
Transaction TypeMortgage
Record UpdatedJan 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0018170314
DateJan 11, 2024
Book Page1817/314
Instrument1817314
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address306 E TERMINAL BLVD, ATLANTIC BEACH, NC 28512-5464
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016440073
DateJul 22, 2019
Book Page1644/073
Instrument1644073
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term250 Months
DueMay 1, 2040

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address306 E TERMINAL BLVD, ATLANTIC BEACH, NC 28512-5464
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016790490
DateJul 22, 2020
Book Page1679/490
Instrument1679490
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueAug 1, 2040

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityAtlantic Beach Town
CountyCarteret County
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,759.00 (+35.31%)$1,182,821 (+92.82%) Land $275,110 Building $907,711$1,182,821 (+92.82%) Land $275,110 Building $907,711
2023$613,437 Land $123,750 Building $489,687$613,437 Land $123,750 Building $489,687
2022$2,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 501 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1,796 units insured
incl. 1,295 condo units
Nearby Flood Claims75 (1996–2025)
Claims Outside the SFHA23 of 75
Most Recent ClaimAug 2025 · rainfall accumulation
Claims by Event
  • Hurricane Florence, Sep 2018 · 39 claims
  • Hurricane Ophelia, Sep 2005 · 7 claims
  • Hurricane Bonnie, Aug 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ATLANTIC BEACH
serves 6,380 people · EPA ID NC0416035
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
E. coli
resolved · Sep 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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