305 E Terminal Blvd, Atlantic Beach, NC 28512 Property Records

Carteret County property record for 305 E Terminal Blvd, Atlantic Beach, NC 28512

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 672 sqft · built 1945
Lot Size0.137 acres (5,968 sqft)
OwnerIndividual Name on Record
Tax Bill$1,060 (2025)
Deeds & MortgagesJan 2018 Line of Credit
Flood ZoneZone AE (high risk)
APN6385.13.03.9271000

Property Details

APN / Parcel Number

Primary APN6385.13.03.9271000
Alternative APNs
  • 47930
  • 1861

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area672 sqft Heated Area
Gross Area744 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialVinyl
Foundation TypePile
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,968 sqft (0.137 acres)
Lot Dimensions120 ft deep x 50 ft wide
Deck Area5 sqft
Shed1 Shed
Shed Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number47930
Street Address305 E TERMINAL BLVD
CityATLANTIC BEACH
StateNC
Zip28512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA2
Legal DescriptionL5 6 BW ATLANTIC BEACH
Legal SubdivisionJW PUGH
Legal Lot Number5-6 6
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group1
Census Block1028
Census Tract971103

Owner

Source: Carteret County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 97, ATLANTIC BEACH, NC 28512-0097
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Deed Document Number0000746520
Record UpdatedJun 8, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address305 E TERMINAL BLVD, ATLANTIC BEACH, NC 28512
Document Number0015970358
Book / Page001597 / 000358
Instrument DateJan 10, 2018
Transaction TypeMortgage
Record UpdatedJan 22, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015970358
DateJan 17, 2018
Book Page001597/000358
Lender
NameSTATE EMPS FCU
TypeCredit Union
AddressSWANSBORO, NC 28584
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityAtlantic Beach Town
CountyCarteret County
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,060.00 (+62.08%)$427,953 (+121.01%) Land $280,875 Building $147,078$427,953 (+121.01%) Land $280,875 Building $147,078
2023$193,638 Land $154,687 Building $38,951$193,638 Land $154,687 Building $38,951
2022$654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 501 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1,796 units insured
incl. 1,295 condo units
Nearby Flood Claims75 (1996–2025)
Claims Outside the SFHA23 of 75
Most Recent ClaimAug 2025 · rainfall accumulation
Claims by Event
  • Hurricane Florence, Sep 2018 · 39 claims
  • Hurricane Ophelia, Sep 2005 · 7 claims
  • Hurricane Bonnie, Aug 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ATLANTIC BEACH
serves 6,380 people · EPA ID NC0416035
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
E. coli
resolved · Sep 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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