304 E Terminal Blvd, Atlantic Beach, NC 28512 Property Records

Carteret County property record for 304 E Terminal Blvd, Atlantic Beach, NC 28512

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,120 sqft · built 1974
Lot Size0.114 acres (4,966 sqft)
OwnerIndividual Name on Record
Last Sale$229,000 (Mar 2019)
Tax Bill$1,321 (2025)
Deeds & MortgagesSep 2021 Mortgage
Nov 2020 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN6385.13.03.9045000

Property Details

APN / Parcel Number

Primary APN6385.13.03.9045000
Alternative APNs
  • 481803
  • 69220

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,120 sqft Heated Area
Gross Area1,748 sqft
1st Floor Area1,120 sqft
FlooringVinyl/Resilient
Interior WallsPlywood

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1993
Architectural StyleConventional
Exterior MaterialVinyl
Foundation TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,966 sqft (0.114 acres)
Lot Dimensions120 ft deep x 40 ft wide
PorchSlab
Porch Area544 sqft
Utility Building34 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number69220
Street Address304 E TERMINAL BLVD
CityATLANTIC BEACH
StateNC
Zip28512-5464
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL16 BJ ATLANTIC BEACH
Legal SubdivisionATLANTIC BEACH
Legal Block03
Legal Lot Number16
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group1
Census Block1029
Census Tract971103

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address304 E TERMINAL BLVD, ATLANTIC BEACH, NC 28512-5464
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP
Nov 3, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Mar 28, 2019Warranty Deed, Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2019 · Amount on Record
Deed SaleMar 28, 2019 · Amount on Record
Prior SaleMar 22, 2005 · Amount on Record
Deed Document Number20191633285
Deed Book / Page1633 / 285
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address304 E TERMINAL BLVD, ATLANTIC BEACH, NC 28512-5464
Transaction TypeMortgage
Record UpdatedOct 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017400106
DateSep 28, 2021
Book Page1740/106
Instrument1740106
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
AddressCHARLOTTE, NC 28207
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateNov 3, 2020
Property Address304 E TERMINAL BLVD, ATLANTIC BEACH, NC 28512-5464
Document Number0016940180
Book / Page001694 / 000180
Instrument DateOct 28, 2020
Transaction TypeTransfer
Record UpdatedDec 3, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$810.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 854 STONEVILLE NC 270480854, STONEVILLE, NC 27048-0854

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateMar 28, 2019
Property Address304 E TERMINAL BLVD, ATLANTIC BEACH, NC 28512-5464
Document Number0016330285
Book / Page1633 / 285
Map ReferenceMB 1 PG 131
Instrument DateMar 27, 2019
Instrument1633285
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$458.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1019, MOREHEAD CITY, NC 28557-1019

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 E TEMINAL BLVD, ATLANTIC BEACH, NC 28512-5464

Mortgage

Document Number1633286
DateMar 28, 2019
Instrument1633286
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityAtlantic Beach Town
CountyCarteret County
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$543,832 (-) Land $275,964 Building $267,868$543,832 (-) Land $275,964 Building $267,868
2025$1,321.00 (+88.71%)$543,832 (+161.81%) Land $275,964 Building $267,868$543,832 (+161.81%) Land $275,964 Building $267,868
2023$207,722 Land $123,750 Building $83,972$207,722 Land $123,750 Building $83,972
2022$700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 501 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1,796 units insured
incl. 1,295 condo units
Nearby Flood Claims75 (1996–2025)
Claims Outside the SFHA23 of 75
Most Recent ClaimAug 2025 · rainfall accumulation
Claims by Event
  • Hurricane Florence, Sep 2018 · 39 claims
  • Hurricane Ophelia, Sep 2005 · 7 claims
  • Hurricane Bonnie, Aug 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ATLANTIC BEACH
serves 6,380 people · EPA ID NC0416035
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
E. coli
resolved · Sep 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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