Kenton County property record for 306 E Southern Ave, Covington, KY 41015 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,045 sqft · built 1910 |
| Lot Size | 0.109 acres (4,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $224,000 (Aug 2026) |
| Tax Bill | $2,451 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-32-19-011.00 |
| Primary APN | 056-32-19-011.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,045 sqft Finished Area |
| Gross Area | 2,361 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 4,750 sqft (0.109 acres) |
| Lot Dimensions | 95 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 306 E SOUTHERN AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILLS LOT 16 50'X 95' IRREG NS SOUTHERN AVE E |
| Legal Subdivision | MILLS |
| Legal Lot Number | 16 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 61300 |
Source: Kenton County records · APN 056-32-19-011.00
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 306 E SOUTHERN AVE, COVINGTON, KY 41015-1528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Aug 03, 2026 | Fiduciary Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE |
| Dec 01, 2022 | Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 03, 2026 · Amount on Record |
| Deed Sale | Aug 03, 2026 · Amount on Record |
| Prior Sale | Dec 01, 2022 · Amount on Record |
| Deed Document Number | 2026080317078 |
| Deed Book / Page | 472 / 8 |
| Record Updated | Sep 20, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 03, 2026 |
| Property Address | 306 E SOUTHERN AVE, COVINGTON, KY 41015-1528 |
| Document Number | 0000017078 |
| Book / Page | 472 / 8 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 202617078 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | NORTHWEST TITLE COMPANY, NORTHWEST TITLE FAMILY OF COMP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,624.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 306 E SOUTHERN AVE, COVINGTON, KY 41015-1528 |
| Document Number | 0000017079, |
|---|---|
| Date | Aug 03, 2026 |
| Instrument | 2026080317079 |
| Name | STOCKTON MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000017080, |
|---|---|
| Date | Aug 03, 2026 |
| Book Page | 472/34 |
| Instrument | 202617080 |
| Name | KENTUCKY HOUSING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2041 |
| Rate | 5.81% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 01, 2022 |
| Property Address | 306 E SOUTHERN AVE, COVINGTON, KY 41015-1528 |
| Document Number | 0005900154 |
| Book / Page | KC 203 / 193 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 22120105900154 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2490 PLEASANT VALLEY CHURCH RD, CENTER, KY 42214-8202 |
| Name | Verified Name |
|---|---|
| Address | 306 E SOUTHERN AVE, COVINGTON, KY 41015-1528 |
| Document Number | 0005900156 |
|---|---|
| Date | Dec 01, 2022 |
| Book Page | 425/522 |
| Instrument | 22120105900156 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GEORGETOWN, TX 78633 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2052 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,451.00 (-0.53%) | $185,000 (-) Land $10,000 Building $175,000 | $185,000 (-) Land $10,000 Building $175,000 |
| 2023 | $2,464.00 | $185,000 Land $10,000 Building $175,000 | $185,000 Land $10,000 Building $175,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not exposed less than 1% of the US · less than 1% of Kentucky |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Ritte's East Historic District listed 2014 · 628 contributing resources · NRIS 14000459 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 756 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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