Kenton County property record for 214 E Southern Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,246 sqft · built 1923 |
| Lot Size | 0.1 acres (4,363 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (May 2019) |
| Tax Bill | $833 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-32-13-010.00 |
| Primary APN | 056-32-13-010.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,246 sqft Finished Area |
| Gross Area | 1,324 sqft |
| Year Built | Built 1923 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 4,363 sqft |
| Lot Dimensions | 89 ft deep x 48 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 0563213010.00 |
|---|---|
| Street Address | 214 E SOUTHERN AVE |
| City | COVINGTON |
| State | KY |
| Zip | 41015-1526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILLS W 48 3,4' LOT 20 48.75'X 89.5' IRREG |
| Legal Subdivision | MILLS |
| Legal Lot Number | 20 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 61300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ritte's East Historic District listed 2014 · 628 contributing resources · NRIS 14000459 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kenton County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 214 E SOUTHERN AVE, COVINGTON, KY 41015-1526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 2, 2019 | Warranty Deed, Transfer · VA Mortgage AMERICAN MTG SVC |
| Mar 20, 2017 | Quit Claim Deed, Mortgage · FHA Mortgage IFREEDOM DIRECT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2019 · Amount on Record |
| Deed Sale | May 2, 2019 · Amount on Record |
| Prior Sale | Mar 20, 2017 |
| Deed Document Number | 0006652222 |
| Deed Book / Page | 6652 / 222 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 214 E SOUTHERN AVE, COVINGTON, KY 41015-1526 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0005900214 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 313/808 |
| Instrument | 21121305900214 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 2, 2019 |
| Property Address | 214 E SOUTHERN AVE, COVINGTON, KY 41015-1526 |
| Document Number | 0000000202 |
| Book / Page | 0C6652 / 000222 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 202 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 214 E SOUTHERN AVE COVINGTON KY 410151526, COVINGTON, KY 41015-1526 |
| Document Number | 203 |
|---|---|
| Date | May 2, 2019 |
| Book Page | 0C6652/000225 |
| Instrument | 203 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 20, 2017 |
| Property Address | 214 E SOUTHERN AVE, COVINGTON, KY 41015-1526 |
| Document Number | 0000000084 |
| Book / Page | 0C6118 / 000224 |
| Instrument Date | Mar 2, 2017 |
| Instrument | 84 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2017 |
| Title Company | LIBERTY TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 214 E SOUTHERN AVE COVINGTON KY 410151526, COVINGTON, KY 41015-1526 |
| Document Number | 85 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | 0C6118/000228 |
| Instrument | 85 |
| Name | IFREEDOM DIRECT |
|---|---|
| Address | SALT LAKE CITY, UT 84116 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2047 |
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $833.00 (-4.58%) Homeowner's exemption | $112,000 (-) Land $10,000 Building $102,000 | $112,000 (-) Land $10,000 Building $102,000 |
| 2023 | $873.00 Homeowner's exemption | $112,000 Land $10,000 Building $102,000 | $112,000 Land $10,000 Building $102,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures