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312 E Southern Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 312 E Southern Ave, Covington, KY 41015 · Last verified December 2025

Property Summary

Property TypeDuplex
Details3 bd · 4 ba · 2,080 sqft · built 1895
Lot Size0.126 acres (5,500 sqft)
OwnerCompany Name on File
Last Sale$195,000 (Aug 2024)
Tax Bill$2,583 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Nov 2018 Sale
Flood ZoneZone X (minimal risk)
APN056-32-19-010.00

Property Details

APN / Parcel Number

Primary APN056-32-19-010.00

Interior

Bedrooms3 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,080 sqft Finished Area
Gross Area2,744 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1895
Exterior MaterialAluminum/Vinyl
Foundation TypeStone
Roof MaterialComposition Shingle
Lot Area5,500 sqft
Lot Dimensions110 ft deep x 50 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number0563219010.00
Street Address312 E SOUTHERN AVE
CityCOVINGTON
StateKY
Zip41015-1523
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionMILLS LOT 15 50'X 110' IRREG NS SOUTHERN AVE E
Legal SubdivisionMILLS
Legal Lot Number15
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1013
Census Tract61300

Owner

Source: Kenton County records · APN 056-32-19-010.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2358 UNIVERSITY AVE, SAN DIEGO, CA 92104-2720
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2022Deed of Trust, Mortgage · Line of Credit
STOCK YARDS BANK & TRUST CO
Nov 05, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 30, 2024 · Amount on Record
Deed SaleAug 30, 2024 · Amount on Record
Prior SaleNov 05, 2018 · Amount on Record
Deed Document Number0000302855
Deed Book / Page302 / 855
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address312 E SOUTHERN AVE, COVINGTON, KY 41015-1523
Transaction TypeMortgage
Record UpdatedJan 05, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 N WILSON AVE, MOREHEAD, KY 40351-1171

Mortgage

Document Number0005900219
DateMar 15, 2022
Book Page348/306
Instrument22031505900219
Lender
NameSTOCK YARDS BANK & TRUST CO
TypeBank
AddressLOUISVILLE, KY 40232
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 09, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateNov 05, 2018
Property Address312 E SOUTHERN AVE, COVINGTON, KY 41015-1523
Document Number0000000178
Book / Page0C6539 / 000038
Instrument DateOct 17, 2018
Instrument178
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$95.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address231 LYONS AVE MOREHEAD KY 403511143, MOREHEAD, KY 40351-1143

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,583.00 (+104.19%)$195,000 (+105.26%) Land $10,000 Building $185,000$195,000 (+105.26%) Land $10,000 Building $185,000
2023$1,265.00$95,000 Land $10,000 Building $85,000$95,000 Land $10,000 Building $85,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot exposed
less than 1% of the US · less than 1% of Kentucky
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Ritte's East Historic District
listed 2014 · 628 contributing resources · NRIS 14000459

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 756 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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