Monmouth County and Bradley Beach Borough property record for 306 Central Ave, Bradley Beach, NJ 07720
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,011 sqft · built 1909 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,050,000 (Oct 2019) |
| Tax Bill | $13,730 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00064-0000-00020 |
| Primary APN | 08-00064-0000-00020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,011 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| Upper Floors Area | 616 sqft |
| Basement Area | 632 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 30 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 10.B |
|---|---|
| Street Address | 306 CENTRAL AVE |
| City | BRADLEY BEACH |
| State | NJ |
| Zip | 07720-1239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 64 |
| Legal Lot Number | 20 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | BRADLEY BEACH |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 808202 |
Source: Monmouth County and Bradley Beach Borough records · APN 08-00064-0000-00020
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 306 CENTRAL AVE, BRADLEY BEACH, NJ 07720-1239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Oct 28, 2019 | Grant Deed, Transfer · Conventional Mortgage ADVISORS MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 28, 2019 · Amount on Record |
| Deed Sale | Oct 28, 2019 · Amount on Record |
| Prior Sale | Oct 22, 2013 · Amount on Record |
| Deed Document Number | 2019100981 |
| Deed Book / Page | 9376 / 945 |
| Prior Transfer Date | Oct 16, 2008 |
| Prior Transfer Doc | 0087437707 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 306 CENTRAL AVE, BRADLEY BEACH, NJ 07720-1239 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0095160397 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 9516/397 |
| Instrument | 2021086711 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2041 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 28, 2019 |
| Property Address | 306 CENTRAL AVE, BRADLEY BEACH, NJ 07720-1239 |
| Document Number | 0000100981 |
| Book / Page | 009376 / 000945 |
| Instrument Date | Sep 06, 2019 |
| Instrument | 100981 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2019 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 460 PETER PAR RD BRIDGEWATER NJ 088072228, BRIDGEWATER, NJ 08807-2228 |
| Document Number | 100982 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 009376/000955 |
| Instrument | 100982 |
| Name | ADVISORS MTG |
|---|---|
| Type | Mortgage Company |
| Address | OCEAN, NJ 07712 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2049 |
| Document Number | 100983, |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 009376/000997 |
| Instrument | 100983 |
| Name | MERIDIAN BK |
|---|---|
| Type | Bank |
| Address | MALVERN, PA 19355 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Bradley Beach Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Bradley Beach Borough |
| Unified School District | Bradley Beach Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,684,900 (+8.61%) Land $1,117,200 Building $567,700 | $1,684,900 (+8.61%) Land $1,117,200 Building $567,700 | |
| 2025 | $13,730.00 (+6.34%) | $1,551,400 (+7.72%) Land $974,800 Building $576,600 | $1,551,400 (+7.72%) Land $974,800 Building $576,600 |
| 2024 | $12,912.00 (+1.63%) | ||
| 2023 | $1,440,200 Land $795,600 Building $644,600 | $1,440,200 Land $795,600 Building $644,600 | |
| 2022 | $12,705.00 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 59 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 99 units insured incl. 40 condo units |
| Nearby Flood Claims | 3 (2012–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 423 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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