Monmouth County and Bradley Beach Borough property record for 304 Central Ave, Bradley Beach, NJ 07720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,648 sqft · built 1956 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,986 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00064-0000-00019 |
| Primary APN | 08-00064-0000-00019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,648 sqft Living Area |
| 1st Floor Area | 904 sqft |
| Upper Floors Area | 744 sqft |
| Basement Area | 520 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 372 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Deck Area | 272 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 1 |
|---|---|
| Street Address | 304 CENTRAL AVE |
| City | BRADLEY BEACH |
| State | NJ |
| Zip | 07720-1239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 64 |
| Legal Lot Number | 19 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | BRADLEY BEACH |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 808202 |
Source: Monmouth County and Bradley Beach Borough records · APN 08-00064-0000-00019
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 CENTRAL AVE, BRADLEY BEACH, NJ 07720-1239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Monmouth County and Bradley Beach Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Bradley Beach Borough |
| Unified School District | Bradley Beach Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,507,600 (+11.32%) Land $1,196,400 Building $311,200 | $1,507,600 (+11.32%) Land $1,196,400 Building $311,200 | |
| 2025 | $11,986.00 (+9.76%) Veteran's exemption | $1,354,300 (+20.06%) Land $1,038,200 Building $316,100 | $1,354,300 (+20.06%) Land $1,038,200 Building $316,100 |
| 2024 | $10,920.00 (+12.6%) | ||
| 2023 | $1,128,000 Land $841,000 Building $287,000 | $1,128,000 Land $841,000 Building $287,000 | |
| 2022 | $9,698.00 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 59 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 99 units insured incl. 40 condo units |
| Nearby Flood Claims | 3 (2012–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 423 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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