305 Central Ave, Bradley Beach, NJ 07720 Property Records

Monmouth County and Bradley Beach Borough property record for 305 Central Ave, Bradley Beach, NJ 07720

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,752 sqft · built 1954
Lot Size	0.144 acres (6,251 sqft)
Owner	Company Name on File
Last Sale	$692,000 (Jul 2012)
Tax Bill	$14,085 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00063-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`08-00063-0000-00012`
Alternative APNs	`080006300012` `10`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,752 sqft Living Area
1st Floor Area	920 sqft
Upper Floors Area	832 sqft
Basement Area	920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	342 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Account Number	10
Street Address	305 CENTRAL AVE
City	BRADLEY BEACH
State	NJ
Zip	07720-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	ON THE/FICIAL TAX MAP/BOROUGH/
Legal Block	63
Legal Lot Number	12
Jurisdiction	MONMOUTH NJ
Township / Civil Division	BRADLEY BEACH
Census Block Group	2
Census Block	2013
Census Tract	808202

Owner

Source: Monmouth County and Bradley Beach Borough records · APN 08-00063-0000-00012

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	26 ALLENBY LN, SCOTCH PLAINS, NJ 07076-2422
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 24, 2012 · Amount on Record
Deed Sale	Jul 24, 2012 · Amount on Record
Prior Sale	Jun 24, 1998 · Amount on Record
Deed Document Number	201276556
Deed Book / Page	8960 / 9341
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	305 CENTRAL AVE, BRADLEY BEACH, NJ 07720-1238
Document Number	0000143069
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 07, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	305 CENTRAL AVE BRADLEY BEACH NJ 077201238, BRADLEY BEACH, NJ 07720-1238

Mortgage

Document Number	0000143069
Date	Dec 02, 2020
Book Page	009461/003277
Instrument	143069

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 01, 2040

Tax Assessment & Valuation

Source: Monmouth County and Bradley Beach Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Bradley Beach Borough
Unified School District	Bradley Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,783,400 (+12.06%) Land $1,257,700 Building $525,700	$1,783,400 (+12.06%) Land $1,257,700 Building $525,700
2025	$14,085.00 (+6.7%)	$1,591,500 (+22.05%) Land $1,085,000 Building $506,500	$1,591,500 (+22.05%) Land $1,085,000 Building $506,500
2024	$13,200.00 (+15.19%)
2023		$1,304,000 (+19.02%) Land $864,200 Building $439,800	$1,304,000 (+19.02%) Land $864,200 Building $439,800
2022	$11,459.00 (+1.64%)	$1,095,600 Land $727,700 Building $367,900	$1,095,600 Land $727,700 Building $367,900
2021	$11,274.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	99 units insured incl. 40 condo units
Nearby Flood Claims	3 (2012–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2023 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 423 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.