Story County property record for 238 Cedar Dr, Gilbert, IA 50105
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,077 sqft · built 2022 |
| Lot Size | 0.281 acres (12,259 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Jun 2023) |
| Tax Bill | $4,478 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-09-420-010 |
| Primary APN | 05-09-420-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,077 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Basement Area | 900 sqft |
| Unfinished Basement | 900 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,259 sqft (0.281 acres) |
| Garage Type | Attached |
| Garage Area | 671 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 98 sqft |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 238 CEDAR DR |
|---|---|
| City | GILBERT |
| State | IA |
| Zip | 50105-2101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UPLAND TRAIL SD 1ST ADD LOT:25 GILBERT |
| Legal Subdivision | UPLAND TRAIL SUBDIVISION FIRST ADDITION |
| Jurisdiction | STORY IA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 103 |
Source: Story County records · APN 05-09-420-010
Assessment roll updated September 30, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 238 CEDAR DR, GILBERT, IA 50105-2101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY STATE BANK |
| Jun 08, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 08, 2023 · Amount on Record |
| Deed Sale | Jun 08, 2023 · Amount on Record |
| Prior Sale | Jun 17, 2021 · Amount on Record |
| Deed Document Number | 20233662 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 238 CEDAR DR, GILBERT, IA 50105-2101 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0202107741 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 2021-07741 |
| Name | COMMUNITY STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Jun 08, 2023 |
| Property Address | 238 CEDAR DR, GILBERT, IA 50105-2101 |
| Document Number | 0202303662 |
| Instrument Date | Jun 02, 2023 |
| Instrument | 2023-03662 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $727.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 238 CEDAR DR, GILBERT, IA 50105-2101 |
| Document Number | 0202303663 |
|---|---|
| Date | Jun 08, 2023 |
| Instrument | 2023-03663 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
Source: Story County records · Assessment roll updated September 30, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Story County |
| Municipality | Gilbert City |
| Unified School District | Gilbert Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,478.00 Homeowner's exemption | $460,175 (+3.81%) Land $94,000 Building $366,175 | $460,175 (+3.81%) Land $94,000 Building $366,175 |
| 2024 | $4,478.00 (+235.68%) | ||
| 2023 | $443,300 Land $85,800 Building $357,500 | $443,300 Land $85,800 Building $357,500 | |
| 2022 | $1,334.00 |
Source: FEMA National Flood Hazard Layer, Story County (19169C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 33 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Lumen Technologies Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Colo Telephone Company.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | GILBERT WATER SUPPLY serves 1,211 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | XENIA RWD (BOONE) |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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