306 4th Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 306 4th Ave NE, Saint Cloud, MN 56304 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.142 acres (6,199 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,558 (2026)
Deeds & Mortgages	Aug 2025 Transfer Aug 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17.00892.00`

Property Details

APN / Parcel Number

Primary APN	`17.00892.00`

Exterior

Lot Area	6,199 sqft (0.142 acres)

Location & Zoning

Street Address	306 4TH AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-0317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-007 BLOCK-020 ETAL ARE: KATHERINE HUSBY, JOAN SCHMITT, JOYCE DRACH, TIMOTHY HILL,
Legal Range	031
Legal Township	036
Legal Section	35
Legal Subdivision	ST CLOUD PARK
Legal Block	20
Legal Lot Number	7
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4029
Census Tract	21201

Owner

Source: Benton County records · APN 17.00892.00

Assessment roll updated July 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	306 4TH AVE NE, SAINT CLOUD, MN 56304-0317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2025	Affidavit of Death of Joint Tenant, Transfer
Aug 14, 2025	Quit Claim Deed, Transfer · Conventional Mortgage BANKVISTA
Dec 09, 2024	Transfer on Death Deed, Transfer
Apr 18, 2018	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Dec 02, 2024
Transfer Doc	0000474881
Record Updated	Sep 20, 2026

August 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	BENTON MN
Recording Date	Aug 14, 2025
Property Address	306 4TH AVE NE, SAINT CLOUD, MN 56304-0317
Document Number	0000478895
Instrument Date	Jul 30, 2025
Instrument	478895
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON MN
Recording Date	Aug 14, 2025
Property Address	306 4TH AVE NE, SAINT CLOUD, MN 56304-0317
Document Number	0000478897
Instrument Date	Jun 25, 2025
Instrument	478897
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	RAINS COUNTY ABSTRACT AND TITLE, STEARNS CNTY ABSTRACT & TTL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	306 4TH AVE NE, SAINT CLOUD, MN 56304-0317

Mortgage

Document Number	0000478898
Date	Aug 14, 2025
Instrument	478898

Lender

Name	BANKVISTA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Sep 01, 2030
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year T-Bill
Max Rate	12%

December 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BENTON MN
Recording Date	Dec 09, 2024
Property Address	306 4TH AVE NE, SAINT CLOUD, MN 56304-0317
Document Number	0000474881
Instrument Date	Dec 02, 2024
Instrument	474881
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4017 76TH ST SE, CLEAR LAKE, MN 55319-9640

April 2018: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	BENTON MN
Recording Date	Apr 18, 2018
Property Address	306 4TH AVE NE, SAINT CLOUD, MN 56304-0317
Document Number	0000428834
Instrument Date	Apr 06, 2018
Instrument	428834
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7448 167TH ST W, ROSEMOUNT, MN 55068-5133

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,558.00 (+12.39%)	$177,800 (+8.48%) Land $25,000 Building $152,800	$177,800 (+8.48%) Land $25,000 Building $152,800
2025	$2,276.00 (+10.16%)	$163,900 (-) Land $25,000 Building $138,900	$163,900 (-) Land $25,000 Building $138,900
2023	$2,066.00	$163,900 Land $25,000 Building $138,900	$163,900 Land $25,000 Building $138,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 327 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: BIF IV Intrepid HoldCo, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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