303 4th Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 303 4th Ave NE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.156 acres (6,819 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Mar 2026)
Tax Bill	$2,664 (2026)
Deeds & Mortgages	Mar 2026 Sale Dec 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17.00819.00`

Property Details

APN / Parcel Number

Primary APN	`17.00819.00`

Exterior

Lot Area	6,819 sqft (0.156 acres)

Location & Zoning

Street Address	303 4TH AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-0318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-009 BLOCK-013 & SLY 5 FT OF LOT 10
Legal Range	031
Legal Township	036
Legal Section	35
Legal Subdivision	ST CLOUD PARK
Legal Block	13
Legal Lot Number	9-10
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4020
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	602 TWIN CT, SAUK RAPIDS, MN 56379-2555
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Warranty Deed, Transfer KEY TITLE AND CLOSING SERVICES LLC, KEY TITLE & CLOSING SVCS LLC
Dec 5, 2022	Deed of Distribution, Transfer
Jan 2, 2018	Deed of Trust, Mortgage GREAT RIVER FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Deed Document Number	2026482191
Prior Transfer Date	Nov 29, 2022
Prior Transfer Doc	0000464056
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Mar 10, 2026
Property Address	303 4TH AVE NE, SAINT CLOUD, MN 56304-0318
Document Number	0000482191
Instrument Date	Mar 6, 2026
Instrument	482191
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	KEY TITLE AND CLOSING SERVICES LLC, KEY TITLE & CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$313.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 TWIN CT, SAUK RAPIDS, MN 56379-2555

December 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	BENTON MN
Recording Date	Dec 5, 2022
Property Address	303 4TH AVE NE, SAINT CLOUD, MN 56304-0318
Document Number	0000464056
Instrument Date	Nov 29, 2022
Instrument	464056
Transaction Type	Transfer
Record Updated	Dec 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 4TH AVE NE, SAINT CLOUD, MN 56304-0318

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	303 4TH AVE NE, SAINT CLOUD, MN 56304-0318
Transaction Type	Mortgage
Record Updated	Jan 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 427124
Date	Jan 2, 2018
Instrument	427124

Lender

Name	GREAT RIVER FEDERAL CREDIT UNION
Type	Credit Union
Address	SAINT CLOUD, MN 56301

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Dec 27, 2032

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,664.00 (+16.23%)	$167,800 (-) Land $25,000 Building $142,800	$167,800 (-) Land $25,000 Building $142,800
2025	$2,292.00 (+18.51%)	$167,800 (+1.7%) Land $25,000 Building $142,800	$167,800 (+1.7%) Land $25,000 Building $142,800
2023	$1,934.00	$165,000 Land $25,000 Building $140,000	$165,000 Land $25,000 Building $140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Intrepid Fiber Networks.

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